Welcome to Our Online Loan Referral Service

4.4 9 reviews

800 N Euclid Ave, Bay City, MI 48706, USA
+1 (989) 497-1600
www.frankenmuthcu.org
Monday
9AM–5:30PM
Tuesday
9AM–5:30PM
Wednesday
9AM–5:30PM
Thursday
10AM–5:30PM
Friday
9AM–6PM
Saturday
9AM–1PM
Sunday
Closed

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Feedback about Frankenmuth Credit Union Bay City Branch?

Here you get acquainted with the feedback of our customers.

I have a problem with paying a loan at another company. It is inconvenient to borrow from relativies. Therefore, I decided to address Frankenmuth Credit Union Bay City Branch. They really helped.

Prof. Lily Torphy DDS

Frankenmuth Credit Union Bay City Branch seemed to me the reliable. At least no insurance and extra commissions. There are no discounts for regular customers. When paying off a debt, a transfer fee is not taken, although this is a bonus.

Korbin Douglas I

I often take out a payday loan to a card in Frankenmuth Credit Union Bay City Branch. It is very efficient. If you give it back quickly, the percentage is reasonable. Employees politely and intelligibly explain all the nuances.

Beth Satterfield

I have a problem with paying a loan at another company. It is inconvenient to borrow from friends. Therefore, I decided to contact Frankenmuth Credit Union Bay City Branch. They really helped out.

Elvis Lowe

Pay Attention

Above-specified info offers the details about a certain lending company. Below-specified info is oriented on shared information about payday loans.

Payday Loans in Bay City, Michigan

Payday loans are a kind of loans issued by payday lending company to people for a short period of time - usually several weeks. It is taken out a small amount: $100-$1,000.

This financial product in Bay City, Michigan is taken out easily and fast. The interest rate is specified depending on the category of the client: the more loans are successfully paid back, the more reasonable terms will be offered to you.

APR

369% APR*

Max Loan

600

Min Term

Not Specified

Max Term

31 days

How will Frankenmuth Credit Union Bay City Branch help issue a loan in Bay City, Michigan?

  • 24/7 service. Such online services allow you to credit funds at any time. Funds are issued around the clock. The transfer will be sent to a credit card, so a personal visit to the office is not required.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their borrowers. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee rejection.

What data to fill out in the application? - General Info

To leave an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and recieve the decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history if one of causes to deny the loan. Payday lenders do not consider this factor the only one to take out a loan in Bay City, Michigan. They rate many other factors before taking out a cash advance. One of them is financial capabilities. This is a way to improve your credit score.

The following general points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to take out a loan, you should define its exact cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

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