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Further there will be shown the details about not a exact lending company. The information below will tell about general information about payday loans and its specific aspects.
Payday Loans in Bay City, Michigan
Payday loans are a kind of loans issued by payday lender to people for a short period of time - usually 2 to 3 weeks. It is taken out a small amount: $100-$1,000.
It is easy and fast to take out loans in Bay City, Michigan. The rates are accured on an individual basis: if a borrower repays as much loans as possible, she will be offered one of the most efficinet terms and rates.
APR
369% APR*
Max Loan
600
Min Term
Not Specified
Max Term
31 days
How will Liberty Tax and Loans help take out a loan in Bay City, Michigan?
- 24/7 service. Such Internet services allow you to credit funds at any time. Money are issued around the clock. The payday loan will be sent to a card, so a personal visit to the department is not required.
- No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
- Online application. The application is filled out and considered much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
- High approval rate. When it relates to small amounts, a positive decision comes up 98%.
- Availability. Banks offer more stringent requirements on their clients. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee rejection.
What data to fill out in the application? - General Info
To submit an application, every client should enter the following data:
Then you should submit an application to get an offer from one of lenders.
Why people issue payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill out in the application? - General Info
Bad credit history is a adverse factor that is processed by financial institutions. Microfinance organizations in Bay City, mi consider this circumstance not a hindrence to issue a loan. The recipient of a payday loan should be ready to objectively estimate financial abilities, issue a loan, pay back the debt on time and not only resolve current problems, but improve the credit history.
The following common points will be assessed before applying for a payday loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
If you need to find out the APR of the loan, you are welcome to apply the calculator. It will define the cost of the cash advance.
APR Calculator
Other Payday Lenders in Bay City, Michigan
Consumers Credit Union - Corporate Headquarters
7200 Elm Valley Dr, Kalamazoo, MI 49009, USA
+1 (800) 991-2221
www.consumerscu.org
Honor Credit Union - Portage
2340 E Centre Ave, Portage, MI 49002, USA
+1 (269) 441-4467
www.honorcu.com
Flagstar Bank Home Loan Center
21800 Haggerty Rd #102, Northville, MI 48167, USA
+1 (734) 591-6770
www.flagstar.com
Frankenmuth Credit Union Fairgrove ITM
5002 Center St, Fairgrove, MI 48733, USA
+1 (989) 497-1600
www.frankenmuthcu.org
