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2.9 8 reviews

314 E Midland St, Bay City, MI 48706, USA
+1 (989) 894-9877

Feedback about Chemical Bank?

Here you get acquainted with the feedback of our clients.

I highly recommend this location on Midland Street in Bay City Michigan 💜💜

Retha Ratke

Super friendly staff .

Prof. Princess Kautzer

Please improve your drive thru speed for your customers.

Barton Farrell

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Above-shown info provides the details about a exact lender. Below-defined info is devoted to general information about payday loans.

Payday Loans in Bay City, Michigan

Payday loan is issued for a short period: 2-3 weeks. The offered loan amounts are $100-$1,000.

This financial product in Bay City, Michigan is issued easily and quickly. The interest percentage is specified considering the category of the client: the more loans are successfully paid off, the more favorable terms will be offered to you.


369% APR*

Max Loan


Min Term

Not Specified

Max Term

31 days

How will Chemical Bank help take out a payday loan in Bay City, Michigan?

  • Day and night service. Night hours are the same working for online lenders. You should not attend the chosen payday lender offline. The funds will be deposited to your card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online form with personal data. It will take several minutes to consider the form. The money are deposited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill out in the application? - General Info

To submit an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you should submit an application to get a proposal from one of payday lenders.

Why people take out payday loans?


Utility Bills


Healthcare Bills




Car Repair



What data to fill out in the application? - General Info

Bad credit history is a negative factor that is considered by financial institutions. Microfinance organizations in Bay City, mi consider this circumstance not a drawback to issue a loan. The client of a cash advance should be prepared to objectively assess financial abilities, take out a loan, pay back the debt on a due date and not only cope with current issues, but improve the credit rating.

The following general points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate


Lower than Average


  • No way to issue a loan
  • No ability to rent a room
Average Rate


High Rate


  • 80% of loan approval
  • Apply for all loan types
Great Score


Perfect Score


  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to calculate the annual percentage rate of the payday loan, you are welcome to use the calculator. It will specify the cost of the loan.

APR Calculator

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