Welcome to Our Online Loan Referral Service

4 5 reviews

623 Washington Ave, Bay City, MI 48708, USA
+1 (989) 892-3511

Domain Info

Created Date


Mailing Address

Company Name

Contact Data

Feedback about Independent Bank?

Here you see the reviews of our customers.

Joe Spada brings a lot of Value to this Company

Mr. Sofia Tromp PhD

Refused to give me $10 despite my depositing $70 and having the account number.

Prof. Lolita Price

Pay Attention

Payday lenders are provided in the first three points. Below info defines general information about payday loans.

Payday Loans in Bay City, Michigan

Payday loans are a kind of loans issued by payday lender to people for a short period of time - usually several weeks. It is issued a small amount: $100-$1,000.

It is simple and fast to issue loans in Bay City, Michigan. The rates are set on an individual basis: if a borrower repays as much payday loans as possible, she will be provided one of the most efficinet terms and rates.


369% APR*

Max Loan


Min Term

Not Specified

Max Term

31 days

How will Independent Bank help take out a loan in Bay City, Michigan?

  • Round the clock service. Every borrower may address the service round the clock. The borrowed money will be deposited to credit card. You won't be asked to attend any store.
  • No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill in an online application only. It will be processed within minutes. The money are credited in 24 business hours.
  • Fast and high approval rate. The positive offer counts almost 98%.
  • Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and bad credit won't be an obstacle to take out a payday loan from online lenders.

What data to fill out in the application? - General Info

To submit an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lenders.

Why people issue payday loans?


Utility Bills


Healthcare Bills




Car Repair



What data to fill in in the application? - General Info

If you are declined a loan at bank, the cause may be a bad credit history. This is a factor taken into account when deciding to issue a cash advance. Microfinance organizations do not consider this factor the only one to take out a loan in Bay City, Michigan. The company will assess many points to qualify such as solvency. Payday loans will be a way to improve your bad credit rating into a favorable one.

The following common points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate


Lower than Average


  • No way to issue a loan
  • No ability to rent a room
Average Rate


High Rate


  • 80% of loan approval
  • Apply for all loan types
Great Score


Perfect Score


  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator defines the cost of the payday loan known as APR.

APR Calculator

Other Payday Lenders in Bay City, Michigan

Mercantile Bank of Michigan

1065 Superior Dr, St Johns, MI 48879, USA

+1 (989) 227-6995


PNC Bank

344 N Main St, Milford, MI 48381, USA

+1 (248) 684-1165


Access 2 Cash

137 N Main St, Three Rivers, MI 49093, USA

+1 (269) 273-9100


Kroger Money Services

2808 Ashman St, Midland, MI 48640, USA

+1 (989) 835-8427


Fifth Third Bank & ATM

74195 Fulton St, Armada, MI 48005, USA

+1 (586) 784-4091


Citizens Bank Supermarket Branch

22385 Pontiac Trail, South Lyon, MI 48178, USA

+1 (248) 486-1059


Cash Express

800 28th St SW # 3, Wyoming, MI 49509, USA

+1 (616) 257-0020

Fifth Third Bank & ATM

6553 Paw Paw Ave, Coloma, MI 49038, USA

+1 (269) 468-3982


ELGA Credit Union Lapeer

S, 799 Harrison St, Lapeer, MI 48446, USA

+1 (810) 715-3542