Wildfire Credit Union Payday Loans Review

3.8 32 reviews

Organization owner?

2936 Wilder Rd, Bay City, MI 48706, USA

+1 (989) 249-8200

Sunday

Closed

Monday

9AM–5:30PM

Tuesday

9AM–5:30PM

Wednesday

9AM–5:30PM

Thursday

9AM–5:30PM

Friday

9AM–6PM

Saturday

9AM–12:30PM

What people think about Wildfire Credit Union?

Below you read some of the opinions of our clients.

I really liked this place, staff was always kind and helpful.

Alvena Koelpin

I will be trying my best to not return to this particular location.

Jerrold Herman

Everyday type banking is a breeze with Wildfire and they're top notch at that.

Mrs. Vivienne Wisozk

Important

Below you can see general information about payday loans and their common aspects.

Payday Loans in Bay City, Michigan

A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts typically range from $100 to $1,000.

It is easy and fast to get accepted for payday loans in Bay City, Michigan. The APR will be set individually for each applicant and will depend on the personal information the consumer filled in.

APR

369% APR*

Max Loan

600

Min Term

Not Specified

Max Term

31 days

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Payday loans are designed for consumers with a credit report that's less than perfect, or who have poor to no credit history. Bad credit history may stop you from getting accepted for a bank loan. Payday lenders in Bay City, mi approve consumers with poor credit. You can request a bad credit payday loan on the net at any time of the day and if approved could have the funds in your account within the hour.

To get accepted for a payday loan, you have to comply with the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No ability to get a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans including mortgage

Rate your APR

If you want to find out the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the real cost of the cash advance loan in a few minutes.