Citizens Bank Payday Loans Review

3.8 10 reviews

Organization owner?

27897 Woodward Ave, Berkley, MI 48072, USA

+1 (248) 544-1030

locations.citizensbank.com

Friday

9AM–4PM

Saturday

9AM–12PM

Sunday

Closed

Monday

9AM–4PM

Tuesday

9AM–4PM

Wednesday

9AM–4PM

Thursday

9AM–4PM

Domain Info

Created Date

1995-08-15

Mailing Address

RI, United States

Company Name

Citizens Financial Group Inc

Contact Data

What people think about Citizens Bank?

Below you find some of the opinions of our clients.

I highly reccomend their checking account and credit cards.

Kathleen Johnson

The staff is the best and branches always looking fresh, clean and prestige!

Lourdes Lubowitz

I would recommend this branch without hesitation.

Emerson Ondricka

Pay Attention

The previous three items charactirize a specific financial institution. But below you can find general details about payday loans.

Payday Loans in Berkley, Massachusetts

A payday loan is a short-term loan that can help you cover immediate cash needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.

Payday loans are the easiest loans to be eligible in Berkley, Massachusetts. The entire process is straightforward. They are issued immediately and come with individual interest rate. It will be influenced by the borrower’s personal data.

APR

23% small loan cap

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit rating doesn't have to prevent you from applying for payday loans. They are one of the few unsecured loan products offered to individuals with a poor credit score. Payday loan approvals depend very much on other aspects. Lenders will look at your earnings and subtract all your expenses. Usually, your score won’t be affected by a payday loan, as long as you repay it in full and on scheduled.

To get approved for a payday loan, you must meet the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No ability to get a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans including mortgage

Rate your APR

This online calculator can be used to quickly calculate the annual percentage rate. It’s easy to learn the precise cost of the loan even before applying.