Welcome to Our Online Loan Referral Service

5 2 reviews

404 Perry Ave Suite A, Big Rapids, MI 49307, USA
+1 (231) 796-5865
www.independentbank.com
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5:30PM
Saturday
9AM–12PM
Sunday
Closed
Monday
9AM–5PM

Domain Info

Created Date

1997-10-14

Mailing Address

Company Name

Contact Data

Feedback about Independent Bank?

Here you grapple with the feedback of our clients.

The funds are transferred to my credit card. I cover obligations through my account. The payment is efficient and quick. Pay on time and there will be no problems.

Ms. Alize Conroy DVM

It was necessary to improve the credit history, because there is practically no chance of getting a payday loan at a good interest rate. As a result, I addressed Independent Bank. The score improved after several loans paid back.

Octavia Daugherty V

Money was urgently required. I left an online application in Independent Bank. I sent all the necessary photos of documents, talked to the managers by phone. The requested loan was approved. Within an hour, the money was credited to my card.

Prof. Davion Herman V

I'm not ashamed to borrow money from Independent Bank, now the whole world lives like this. I have already used loans many times, everything is convenient.

Dr. Madyson D'Amore I

I recommend Independent Bank to everyone, I am applying for the second time. Everything is great!

Liana Kunze

Money was urgently required. I submitted an online application in Independent Bank. I sent all the necessary photos of documents, talked to the staff by phone. The requested amount was approved. Within an hour, the money was credited to my card.

Dr. Morton Stiedemann DDS

I trusted Independent Bank when it was necessary to get a payday loan. I filled out an application quickly. No issues.

Floyd Wisoky

Pay Attention

Further there will be shown the details about not a certain lending company. The information below will explain shared information about payday loans and its specific elements.

Payday Loans in Big Rapids, Michigan

A short-term lending option is considered as a payday loan. This is a type of a financial product taken out for 2,3 weeks. Accessible loan amounts are from $100-$1,000.

Such financial products as payday loan in Big Rapids, Michigan is issued simply and fast for a short term: 2-3 weeks. The interest rates are established on an individual basis depending on the personal data: the more loans you pay back off, the more reasonable rates you will recieve.

APR

369% APR*

Max Loan

600

Min Term

Not Specified

Max Term

31 days

How will Independent Bank help take out a loan in Big Rapids, Michigan?

  • 24/7 operation. Such online services allow you to deposit funds at any time. Money are issued around the clock. The payday loan will be sent to a account, so a personal visit to the store is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their clients. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee rejection.

What data to fill in in the application? - General Info

To leave an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

A adverse factor reviewed by financial institutions is called as bad credit history. But this drawback is not implied as the only one by lenders to issue a loan. The lending company process many aspects such as financial capabilities to approve the request. Cash advance in Big Rapids, Michigan may help level up your credit score.

The following common points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to know the APR of the payday loan, you are welcome to apply the calculator. It will determine the cost of the cash advance.

APR Calculator

Other Payday Lenders in Big Rapids, Michigan

Century Bank and Trust- Sturgis Main Office

300 W Chicago Rd, Sturgis, MI 49091, USA

+1 (269) 651-5491

www.centurybankandtrust.com

OneMain Financial

1848 E Sherman Blvd q, Muskegon, MI 49444, USA

+1 (231) 739-7417

www.onemainfinancial.com

Consumers Credit Union

5018 W Main St, Kalamazoo, MI 49009, USA

+1 (800) 991-2221

www.consumerscu.org

Chemical Bank

144 W Huron Rd, Au Gres, MI 48703, USA

+1 (989) 876-8141

Arbor Financial Credit Union

8910 Portage Rd, Portage, MI 49002, USA

+1 (269) 375-6702

www.arborfcu.org

Chase Bank

25800 Coolidge Hwy, Huntington Woods, MI 48070, USA

+1 (248) 542-4100

locator.chase.com

Huntington Bank

2160 Hartland Rd, Hartland, MI 48353, USA

+1 (810) 632-9658

www.huntington.com

Michigan One Community Credit Union

122 E Main St, Carson City, MI 48811, USA

+1 (989) 584-3900

www.m1ccu.org

Huntington Bank

1000 Carpenter Ave, Iron Mountain, MI 49801, USA

+1 (906) 774-0404

www.huntington.com

Top