Farmers Insurance Federal Credit Union Payday Loans Review

5 10 reviews

Organization owner?

5600 Beechtree Ln SE, Caledonia, MI 49316, USA

+1 (800) 877-2345

figfcu.org

Tuesday

9AM–1PM

Wednesday

9AM–1PM

Thursday

9AM–1PM

Friday

9AM–1PM

Saturday

Closed

Sunday

Closed

Monday

9AM–1PM

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

What people think about Farmers Insurance Federal Credit Union?

Below you see some of the reviews of our customers.

The customer service that I receive from the Eric and Janiece is world class.

Cheyenne Considine

Keep up the great work.

Mylene Purdy I

Thanks again for providing excellent customer service.

Mr. Boyd Daniel

Important

Below you can read general information about payday loans and their common characteristics.

Payday Loans in Caledonia, New York

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you get your next paycheck, typically two to four weeks.

Payday loans are the easiest loans to be eligible in Caledonia, New York. The entire process is stress-free. They are issued quickly and come with individual APR. It will be influenced by the borrower’s personal information.

APR

25% small loan cap

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a poor credit score automatically disqualifies applicants from getting a bank loan. Payday loans give consumers with a poor credit rating an increased chance to get accepted for short-term loans. A payday loan may be the only option available for some clients to help them out of fix. If you take out such a loan, it is relevant that you always borrow within your needs and repay your loan commitments on time.

To get approved for a cash advance, you need to comply with the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No ability to get a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans including mortgage

Rate your APR

This online calculator was designed to quickly calculate the annual percentage rate. It’s easy to find out the precise cost of the payday loan even before applying.