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3 2 reviews

507 M-134, Cedarville, MI 49719, USA
+1 (906) 484-3099
www.upscu.com
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM

Domain Info

Created Date

2002-09-18

Mailing Address

PO BOX 456, ESCANABA, MI, 49829-0456, United States

Company Name

U.P. State Credit Union

U.P. State Credit Union

Contact Data

smassie@upscu.com

+1.9067861146

What people think about U.P. State Credit Union?

Below you see some of the opinions of our customers.

Previously I needed $900 to cover car repair bills. I decided to apply via U.P. State Credit Union. They only approved me for $600 but the process itself was hassle-free, and their rates were good.

Dr. Gerry Runte

I am a loyal client of U.P. State Credit Union. It is very convenient to apply online. The APR was reasonable. Their managers always reply quickly.

Aiyana Flatley

I was embarrassed to borrow from my sister so I decided to apply for a cash advance via U.P. State Credit Union. Found them online and the user reviews were good I have already applied 3 times and every time I was approved very quickly. Very happy.

Bret Heathcote Jr.

Pay Attention

The previous three items describe a definite company. But below you can find general information about payday loans.

Payday Loans in Cedarville, New Jersey

A payday loan is a short-term loan that can help you cover sudden money needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.

Online cash advance loans can be the best solution to your temporary financial issues in Cedarville , New Jersey because they are easily obtained and easily paid off. Your APR will depend on your state law or on the company's policy.

APR

30% usury cap

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit rating you may still be able to take out a payday loan. Such loans are created to help meet the needs of applicants with lower credit scores. There are lenders who may be willing to offer you a payday loan even if you have a bad credit score. You will need a stable income to be eligible for a bad credit payday loan.

To get approved for a loan, you need to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

This online calculator helps to quickly calculate the annual percentage rate. It’s easy to find out the real cost of the cash advance loan even before applying.

APR Calculator

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