Welcome to Our Online Loan Referral Service

4.3 7 reviews

12771 Brady Rd, Chesaning, MI 48616, USA
+1 (989) 845-7070
www.thestatebank.com
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
9AM–12PM

Domain Info

Created Date

1998-08-10

Mailing Address

Michigan, United States

Company Name

Fentura Financial, Inc.

Fentura Financial, Inc.

Contact Data

Feedback about The State Bank?

Here you see the reviews of our clients.

Thanks to the team of The State Bank. Fast solution of the arisen problems, quick approval on the payday loan. I definitely recommend this service.

Kyle Sporer

I issued a loan when I had problems with money. There was no other way out. I looked out this website on the Internet, among others. Has applied several services. One declined, the other offered too high a rate, but here it was approved as I wanted.

Mr. Chadd Ullrich IV

Pay Attention

Above-defined info provides the details about a exact lender. Below-defined info is devoted to common information about payday loans.

Payday Loans in Chesaning, Michigan

According to the definiftion, a payday loan is a lending option issued for a short term: 2-3 weeks. A small amount is approved: $100-$1,000.

It is easy and quick to take out payday loans in Chesaning, Michigan. The rates are set on an individual basis: if a borrower repays as much loans as possible, he will be provided one of the most favorable terms and rates.

APR

369% APR*

Max Loan

600

Min Term

Not Specified

Max Term

31 days

How will The State Bank help issue a payday loan in Chesaning, Michigan?

  • 24/7 service. Such Internet services allow you to credit funds at any time. Funds are issued around the clock. The payday loan will be sent to a card, so a personal visit to the department is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their clients. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee denial.

What data to fill out in the application? - General Info

To submit an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get a proposal from one of lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history if one of reasons to deny the loan. Payday lenders do not consider this factor the only one to take out a loan in Chesaning, Michigan. They estmate many other factors before taking out a loan. One of them is solvency. This is a way to enhance your credit history.

The following general points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to take out a payday loan, you should define its definite cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

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