Welcome to Our Online Loan Referral Service

4.7 9 reviews

51 W Pearl St, Coldwater, MI 49036, USA
+1 (517) 279-5500
www.smb-t.com
Thursday
8:30AM–7PM
Friday
8:30AM–7PM
Saturday
8:30AM–12PM
Sunday
(Easter)
Closed
Monday
8:30AM–7PM
Tuesday
8:30AM–7PM
Wednesday
8:30AM–7PM

Domain Info

Created Date

1997-08-27

Mailing Address

4243C Dundas St. W., Suite 405, Etobicoke, ON, M8X 1Y3, Canada

Company Name

Contact Privacy

MyPrivacy.net Ltd.

Contact Data

[email protected]

+1.6474785997

Feedback about Southern Michigan Bank & Trust?

Here you see the reviews of our customers.

I submit an application very often. I am pleased with the terms. There is online round the clock service.

Meggie Douglas

Only an ID is needed to submit an application. Was on a business trip and needed cash, it turns out that you can credit your personal bank card safely, and most importantly, quickly. Recommend!

Natasha Torphy

It so happened that it had to go to another town, but the salary had not yet arrived. A friend recommended me to address Southern Michigan Bank & Trust. I have not regretted. Yes, the rate is not small, but when an emergency arises, you don't have to choose.

Abbey Kassulke

A good payday lender. The service quickly processed the application and deposited the funds to my credit card.

Ms. Lauryn Hoeger

Pay Attention

Above there are details about a definite lender. Below every reader may grapple with the essence of payday loans.

Payday Loans in Coldwater, Mississippi

The financial product called as a payday loan is issued for a short-term: 2-3 weeks. $100-$1,000 is approved for cutomers.

Payday loans in Coldwater, Mississippi are issued problem-free. The interest percentage is dependent on the borrower's person-related data: if you cover obligations for more payday loans, the more reasobanle terms and rates lenders guarantee.

APR

521% APR*

Max Loan

$500

Min Term

Not Specified

Max Term

30 days

How will Southern Michigan Bank & Trust help issue a payday loan in Coldwater, Mississippi?

  • 24/7 operation. Such online services allow you to receive funds at any time. Funds are issued day and night. The loan will be sent to a card, so a personal visit to the store is not necessary.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their customers. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to customers. The presence of minor delays and a bad credit does not guarantee rejection.

What data to fill out in the application? - General Info

To leave an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get an offer from one of lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

A unfavorable factor considered by financial institutions is called as bad credit history. But this drawback is not implied as the only one by microfinance organizations to take out a loan. The lender review many aspects such as financial capabilities to approve the application. Cash advance in Coldwater, Mississippi may help level up your credit score.

The following common points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is intended to calculating the annual percentage rate. This is a exact cost of the payday loan.

APR Calculator

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