Welcome to Our Online Loan Referral Service

4.6 95 reviews

13746 Gratiot Ave, Detroit, MI 48205, USA
+1 (313) 521-4371
locations.moneygram.com
Wednesday
8:30AM–7PM
Thursday
8:30AM–7PM
Friday
8:30AM–7PM
Saturday
9:30AM–4:30PM
Sunday
10AM–1PM
Monday
8:30AM–7PM
Tuesday
8:30AM–7PM

Domain Info

Created Date

1998-08-12

Mailing Address

TX, United States

Company Name

MoneyGram International, Inc.

MoneyGram International, Inc.

Contact Data

Feedback about Ray's Check Cashing?

Here you read the feedback of our clients.

Ray is the sweetest guy in town, no better place to give your business to!

Eleanore Hoeger MD

He offers fast and convenient service for a fair price, and he's really nice

Prof. Chaya Kilback III

One of the nicest person's you ever want to meet and do buisness with.

Prof. Alayna Roberts

Given a chance in the future he would be my first choice to work with.

Kody Maggio

Ron did a great job helping me to refinance my condo.

Bobby Tromp I

I highly recommend his services.

Nash Baumbach

Pay Attention

Lending companies are described in the first three points. Below info offers general information about payday loans.

Payday Loans in Detroit, Maine

According to the definiftion, a payday loan is a loan issued for a short period: 2-3 weeks. A small loan is taken out: $100-$1,000.

This financial product in Detroit, Maine is taken out simply and fast. The interest rate is specified considering the category of the client: the more loans are successfully paid back, the more favorable terms will be offered to you.

APR

30% APR; In Fact - 217%*

Max Loan

$2,000

Min Term

Not Specified

Max Term

Not Specified

How will Ray's Check Cashing help take out a loan in Detroit, Maine?

  • Round the clock service. Every borrower may address the service round the clock. The borrowed funds will be credited to account. You won't be asked to visit any store.
  • No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill in an online application only. It will be processed within minutes. The money are credited in 24 business hours.
  • Fast and high approval level. The positive offer counts almost 98%.
  • Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low score won't be an obstacle to take out a cash advance from online lenders.

What data to fill in in the application? - General Info

To submit an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and recieve the offer.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history if one of reasons to deny the loan. Lenders do not consider this factor the only one to issue a loan in Detroit, Maine. They rate many other factors before taking out a payday loan. One of them is financial capabilities. This is a way to improve your credit history.

The following common points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator shows the cost of the loan known as annual percentage rate.

APR Calculator

Other Payday Lenders in Detroit, Michigan

Edward Jones - Financial Advisor: Ginger M Titus, AAMS®

711 E Allegan St, Otsego, MI 49078, USA

+1 (269) 694-1548

www.edwardjones.com

Chemical Bank

114 N Washington St, Hale, MI 48739, USA

+1 (989) 728-2051

Macatawa Bank

815 E Main Ave, Zeeland, MI 49464, USA

+1 (877) 820-2265

www.macatawabank.com

Honor Credit Union - Paw Paw

422 S Kalamazoo St, Paw Paw, MI 49079, USA

+1 (269) 655-0000

www.honorcu.com

Kroger Money Services

811 S Centerville Rd, Sturgis, MI 49091, USA

+1 (269) 651-1002

moneyservices.kroger.com

Horizon Bank

1041 E Napier Ave, Benton Harbor, MI 49022, USA

+1 (269) 982-0018

www.horizonbank.com

Approved Cash

541 N Telegraph Rd, Monroe, MI 48162, USA

+1 (734) 243-0433

approvedcashadvance.com

4Front Credit Union

515 E Cayuga St, Bellaire, MI 49615, USA

+1 (800) 765-0110

www.4frontcu.com

Mercantile Bank of Michigan

9531 N Greenville Rd, Lakeview, MI 48850, USA

+1 (989) 352-8180

www.mercbank.com

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