Welcome to Our Online Loan Referral Service

2.4 91 reviews

400 E 9 Mile Rd, Ferndale, MI 48220, USA
+1 (800) 451-4292
www.cuone.org
Sunday
Closed
Monday
10AM–5PM
Tuesday
10AM–5PM
Wednesday
10AM–5PM
Thursday
10AM–5PM
Friday
9AM–6PM
Saturday
Closed

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What people think about Credit Union ONE?

Below you see some of the reviews of our customers.

Great Credit Union. They treat members with respect and have very low interest rates for loans

Lenore Koss

The second time, the customer service was dry & semi rude.

Viviane Hahn

He could only deposit one, then I proceeded to deposit a check with no problems.

Lucinda Altenwerth

Pay Attention

The above-given information provides the details about a peculiar lending service. The information below is about common information about payday loans.

Payday Loans in Ferndale, New York

A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you receive your next paycheck, typically two to four weeks.

It is hassle-free and speedy to get accepted for payday loans in Ferndale, New York. The interest rate will be set individually for each case and will depend on the personal data the client filled in.

APR

25% small loan cap

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Bad credit history can usually be an obstacle to obtaining a bank loan. A payday loan can save people who have poor credit scores or have no credit score. But we advise you that as with any borrowing you should only dare applying for a payday loan if you are confident that you can afford payments on time.

To get approved for a loan, you must meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to apply for a payday loan, you can use an online calculator. It will show the exact APR of your payday loan.

APR Calculator

Other Payday Lenders in Ferndale, Michigan

Parkside Credit Union

1747 S Newburgh Rd, Westland, MI 48186, USA

+1 (734) 525-0700

www.parksidecu.org

Genisys Credit Union

160 N Wixom Rd, Wixom, MI 48393, USA

+1 (248) 926-0648

www.genisyscu.org

Commercial Bank

1690 Wright Ave, Alma, MI 48801, USA

+1 (989) 463-3901

www.commercial-bank.com

Citizens Bank

15341 19 Mile Rd, Clinton Twp, MI 48038, USA

+1 (586) 286-4710

locations.citizensbank.com

American Jewelry & Loan

20450 Greenfield Rd, Detroit, MI 48235, USA

+1 (313) 345-4000

pawndetroit.com

IBC Capital Finance II

230 W Main St, Ionia, MI 48846, USA

+1 (616) 527-2400

independentbank.com

Level One Bank Ann Arbor Michigan

3930 S State St, Ann Arbor, MI 48104, USA

+1 (734) 418-9995

www.levelonebank.com

Citizens Bank

105 Main St, Belleville, MI 48111, USA

+1 (734) 697-8033

locations.citizensbank.com

Edward Jones - Financial Advisor: Suzi Henningson, AAMS®

12800 Escanaba Dr Ste B, Dewitt, MI 48820, USA

+1 (517) 668-6323

www.edwardjones.com

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