Welcome to Our Online Loan Referral Service

3 4 reviews

28417 North, Telegraph Rd, Flat Rock, MI 48134, USA
+1 (734) 782-3706
www.firstmerchants.com
Wednesday
9AM–4:30PM
Thursday
9AM–4:30PM
Friday
9AM–6PM
Saturday
9AM–12PM
Sunday
Closed
Monday
9AM–4:30PM
Tuesday
9AM–4:30PM

Domain Info

Created Date

1996-04-03

Mailing Address

5860 Citrus Blvd, Suite D, #172, Harahan, LA, 70123, United States

Company Name

Jewella Privacy - 8a797

Jewella Privacy LLC Privacy ID# 12620229

Contact Data

[email protected]

+1.5043550545

Feedback about First Merchants Bank?

Here you read the reviews of our clients.

It so happened that it had to go to another city, but the paycheck had not yet arrived. A friend recommended me to address First Merchants Bank. I have not regretted. Yes, the rate is not small, but when an emergency arises, you don't have to choose.

Allison Rutherford

Minimum application form, only an ID was needed. Very quick reviewing. The first loan was given with a limit of $500 at favorable interest rate, so far it has been paid off on time, it can be either extended or paid back ahead of schedule.

Abigayle Schroeder

First Merchants Bank is quite good, I will explain: the first payday loan, the limit is increased gradually. It is subject to repayment on due date. The operators in those support are adequate, they gave clear answers to my questions. There were no delays. And the interest rate is like everywhere else.

River Sauer III

Yesterday I needed extra funds, I decided to addressed First Merchants Bank. They quickly approved the amount required, and besides, they offered favorable terms at a low interest rate.

Anabelle Becker

Thanks to the team of First Merchants Bank. Fast solution of the arisen issues, quick approval on the payday loan. I definitely recommend this service.

Logan Orn

Pay Attention

The first three points describe the certain lending company. In other turn, below-defined info makes people grapple with shared information about payday loans.

Payday Loans in Flat Rock, North Carolina

Payday loan is taken out for a short span: 2-3 weeks. The offered loan amounts are $100-$1,000.

Such financial products as payday loan in Flat Rock, North Carolina is issued easily and fast for a short period: 2-3 weeks. The interest rates are set on an individual basis depending on the person-related data: the more payday loans you pay back off, the more reasonable rates a customer will recieve.

APR

36% APR small loan cap

How will First Merchants Bank help take out a payday loan in Flat Rock, North Carolina?

  • 24/7 service. Such Internet services allow you to deposit funds at any time. Funds are issued around the clock. The transfer will be sent to a account, so a personal visit to the department is not required.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their borrowers. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee denial.

What data to fill in in the application? - General Info

To submit an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a deal.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history is a unfavorable factor that is reviewed by financial institutions. Lenders in Flat Rock, nc review this circumstance not a drawback to issue a loan. The borrower of a loan should be ready to objectively assess financial capabilities, issue a loan, repay the debt on time and not only cope with current difficulties, but enhance the credit score.

The following general points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to find out the annual percentage rate of the loan, you are welcome to apply the calculator. It will define the cost of the cash advance.

APR Calculator

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Honor Credit Union - Berrien Springs

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ELGA Credit Union Flushing

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Huntington Bank

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Huntington Bank

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+1 (231) 534-9875

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Walmart Money Center

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+1 (269) 415-6001

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Central Savings Bank

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