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4.5 4 reviews

1400 Delta Ave, Gladstone, MI 49837, USA
+1 (906) 428-3535
www.first-bank.com
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM
Thursday
8:30AM–5PM
Friday
8:30AM–5PM
Saturday
9AM–12PM
Sunday
Closed
Monday
8:30AM–5PM

Domain Info

Created Date

1999-10-19

Mailing Address

1400 DELTA AVE, GLADSTONE, MI, 49837-1318, United States

Company Name

First Bank, Upper Michigan

First Bank, Upper Michigan

Contact Data

[email protected]

4703604178

(906) 428-2832

What people think about First Bank Upper Michigan?

Below you get acquainted with some of the opinions of our clients.

Great place for Auto loans and Home loans. Professional and friendly staff. Go see Denis and EJ.

Archibald Dooley

A great place to bank and acquire loans. Rates are great. Everyone is friendly. Service is prompt and proficient. We work with the Gladstone location. We highly …

Ena O'Reilly

Such nice people who work here!

Selena Champlin

Don’t waste your time.

Brandon Bins PhD

Important

The previous three items charactirize a certain lender. But below you can read common information about payday loans.

Payday Loans in Gladstone, New Jersey

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Lending periods usually do not exceed 4 weeks.

Payday loans in Gladstone, New Jersey is are easy to access. The APR is individual for each applicant and depends on several aspects: age, income, loan amount needed, loan term, credit score, etc.

APR

30% usury cap

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a bad credit score automatically disqualifies you from getting a bank loan. Payday loans give consumers with a bad credit rating an increased chance to get accepted for payday loans. A payday loan may be the only financial product available for some people to help them deal with unexpected problems. If you take out such a loan, it is important that you always borrow within your budget and repay your loan commitments without delays.

To get approved for a cash advance, you need to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Find out the annual percentage rate right now. Use this online calculator to specify the exact cost of your loan. It only takes 20 seconds to become informative even before applying.

APR Calculator

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