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What people think about Bloom Credit Union?
Below you find some of the testimonials of our clients.
They approve applicants instantly and transfer funds the next day. But beware – they charge high penalties for delayed payments. I recommend that you be a responsible borrower! Do not repeat my inaccuracy!
Jada O'Hara
The process was convenient, straightforward. No collateral needed. Thank you a lot. Love their online customer support. No issues. Would use again.
Adrian Armstrong
Good loan provider with affordable rates. They deposited the same day, as I expected. I will use Bloom Credit Union again if I need financial assistance.
Gerda Stehr
Yesterday I urgently needed $700 to pay for a wedding. I submitted an application form via the website of Bloom Credit Union. I entered the basic personal data. No phone calls. The desired loan was approved within 15 minutes. The money was sent to my bank account the same day. Cool service!
Claudie Bergstrom
Was invited to a wedding but was broke at that time. A friend recommended me to contact Bloom Credit Union. And I did. This was the right decision! Yes, the APR was high but I think it’s because I had poor credit. In general, The process was simple.
August Gutkowski
Thank you Bloom Credit Union for assisting me when I needed cash so bad to pay for surgery. I have applied through this company 4 times and everything was nice. This is the most honest lender with no hidden fees. Highly recommended!!!
Hoyt Kihn
Pay Attention
Now you can read general aspects of payday loans.
Payday Loans in Grand Rapids, Ohio
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Terms usually do not exceed 4 weeks.
Cash advance loans may turn out an easy and speedy solution to a short-term problem in Grand Rapids, Ohio. Loans from payday lenders can get you money same day. Your interest rate will depend on several factors.
APR
28%
Max Loan
$1,000
Min Term
91 days
Max Term
1 year
Why people apply for cash advances?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
Having a poor credit score automatically disqualifies you from getting a bank loan. Payday loans give individuals with a poor credit score an increased opportunity to get accepted for such loans. A payday loan may be the only option available for some people to help them out of fix. If you take out such a loan, it is critical that you always borrow within your capabilities and repay your loan commitments punctually.
To get approved for a payday loan, you must comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
This online calculator was designed to quickly calculate the annual percentage rate. It’s easy to find out the definite cost of the payday loan even before applying.
APR Calculator
Other Payday Lenders in Grand Rapids, Michigan
Mercantile Bank of Michigan
900 E Michigan Ave, Paw Paw, MI 49079, USA
+1 (269) 655-1000
www.mercbank.com
First State Bank
23600 Greater Mack Ave, St Clair Shores, MI 48080, USA
+1 (586) 863-9358
www.fsb.bank
Michigan First Credit Union (Inside Kroger)
2010 Whittaker Rd, Ypsilanti, MI 48197, USA
+1 (800) 664-3828
michiganfirst.com
Flagstar Bank
1400 E Lake Lansing Rd, East Lansing, MI 48823, USA
+1 (517) 336-4200
www.flagstar.com
Edward Jones - Financial Advisor: Grant Fodor, AAMS®
214 S Broadway St Ste 100, Lake Orion, MI 48362, USA
+1 (248) 693-9123
www.edwardjones.com
Kroger Money Services
1237 Coolidge Hwy, Troy, MI 48084, USA
+1 (248) 519-1320
moneyservices.kroger.com
