Domain Info
Created Date
1997-10-14
Mailing Address
Company Name
Contact Data
Feedback about Independent Bank?
Here you get acquainted with the reviews of our customers.
Thanks to the specialists for the reliable service. They assisted in difficult times. For application you only need an ID.
Miss Candace Ernser
It so happened that it had to go to another city, but the paycheck had not yet arrived. A friend recommended me to address Independent Bank. I have not regretted. Yes, the rate is not small, but when an emergency arises, you don't have to choose.
Clement O'Reilly
I recommend Independent Bank to everyone, I am applying for the second time. Everything is great!
Mr. Lisandro Yost
A good payday lender. The company quickly processed the application and credited the funds to my bank account.
Fredy Bartell IV
It is very convenient, fast, without additional pops and extra payments. Thank you. 24/7 online support pleases with its prompt response to requests.
Raymond Mohr
Pay Attention
Lending companies are shown in the first three points. Below info shows common information about payday loans.
Payday Loans in Grand Rapids, Ohio
The financial product known as a payday loan is issued for a short-lasting period: 2-3 weeks. $100-$1,000 is issued for clients.
It is simple and quick to issue payday loans in Grand Rapids, Ohio. The rates are accured on an individual basis: if a client repays as much loans as possible, he will be provided one of the most efficinet terms and rates.
APR
28%
Max Loan
$1,000
Min Term
91 days
Max Term
1 year
How will Independent Bank help take out a payday loan in Grand Rapids, Ohio?
- Day and night service. Night hours are the same working for online lenders. You should not visit the chosen payday lender offline. The funds will be deposited to your credit card.
- No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
- Online application. Submit an online form with customer data. It will take some minutes to process the application. The money are deposited in 24 business hours.
- The approval rate is high. Almost 98% of positive decisions are made.
- Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.
What data to fill out in the application? - General Info
To submit an application, every borrower should enter the following data:
Then you have to press a Submit button and get a decision.
Why people issue payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill out in the application? - General Info
If you are denied a loan at bank, the reason may be a bad credit history. This is a factor taken into account when deciding to issue a loan. Lenders do not consider this factor the only one to take out a loan in Grand Rapids, Ohio. The lending company will estimate many points to qualify such as solvency. Cash advance will be a way to improve your bad credit score into a favorable one.
The following general points will be rated before applying for a cash advance:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
If you need to calculate the annual percentage rate of the payday loan, you are welcome to utilize the calculator. It will define the cost of the payday loan.
APR Calculator
Other Payday Lenders in Grand Rapids, Michigan
Mercantile Bank of Michigan
1990 N St Helen Rd, St Helen, MI 48656, USA
+1 (989) 389-1311
www.mercbank.com
Huntington Bank
51066 Washington St, New Baltimore, MI 48047, USA
+1 (586) 725-7251
www.huntington.com
Michigan Schools and Government Credit Union
24515 Little Mack Ave, St Clair Shores, MI 48080, USA
+1 (866) 674-2848
www.msgcu.org
S.A.M. Check Cashing Machine
19700 Kelly Rd, Harper Woods, MI 48225, USA
+1 (313) 527-3550
www.samcodirect.com
Edelman Financial Engines
251 N Rose St Suite 200, Kalamazoo, MI 49007, USA
+1 (888) 752-6742
www.edelmanfinancialengines.com
