Welcome to Our Online Loan Referral Service

5 reviews

115 E Lake St, Harbor Springs, MI 49740, USA
+1 (231) 526-2747
www.firstcb.com
Tuesday
9AM–5:30PM
Wednesday
9AM–5:30PM
Thursday
9AM–5:30PM
Friday
9AM–6PM
Saturday
9AM–12PM
Sunday
Closed
Monday
9AM–5:30PM

Domain Info

Created Date

1996-07-31

Mailing Address

210 E MAIN ST, HARBOR SPRINGS, MI, 49740-1546, United States

Company Name

First Community Bank

First Community Bank

Contact Data

[email protected]

+1.2315262114

+1.9999999999

What people think about First Community Bank?

Below you see some of the reviews of our customers.

I took out for a $1,000 loan when I needed money after car accident. There simply was no other way out. I came across this website on the Internet. Other lender charged VERY HIGH rates. One lender refused me, another approved me for a smaller amount but here it got as much as I requested.

Velma Beahan Sr.

They only ask for an ID to get approve. Last month I was ill and needed extra funds to survive. These guys saved me although I had a bad credit score. Fast and transparent application. Highly recommend!

Orville Kirlin

I always use First Community Bank when it need a payday loan. The application process is hassle-fee. No complaints.

Grayce Vandervort

Important

Now you can read general aspects of payday loans.

Payday Loans in Harbor Springs, Michigan

Payday loans are short-term loans originally designed to tide consumers over until payday. You can usually borrow from $100 to $1,000.

Cash advance loans may seem like an easy and fast solution to a short-term problem in Harbor Springs, Michigan. Loans from payday lenders can get you cash same day. Your interest rate will depend on a few factors.

APR

369% APR*

Max Loan

600

Min Term

Not Specified

Max Term

31 days

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A low credit rating doesn't have to stop you from applying for payday loans. They are one of the few unsecured loan products available to clients with a bad credit history. Payday loan approvals depend very much on specific aspects. Lenders will check your income and subtract all your expenses. Typically, your score won’t be affected by a payday loan, as long as you repay it in full and on time.

To get accepted for a cash advance, you must meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

This online calculator was created to quickly calculate the annual percentage rate. It’s easy to learn the precise cost of the payday loan even before applying.

APR Calculator

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