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2.8 5 reviews

10 Carleton Rd E, Hillsdale, MI 49242, USA
+1 (517) 439-1500

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4243C Dundas St. W., Suite 405, Etobicoke, ON, M8X 1Y3, Canada

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MyPrivacy.net Ltd.

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Feedback about Southern Michigan Bank & Trust?

Here you grapple with the reviews of our customers.

Very friendly people.

Alvah Dach

Absolutely the rudest office I’ve encountered.

Shyanne O'Kon

Have always had great experience the people are super friendly.

Prof. Larry Mayert

Quality service @ an affordable price.

Abraham Feeney

I will definitely be recommending them to my friends and family!

Devante Barton

Pay Attention

Above there are details about a exact lender. Below every reader may grapple with the essence of payday loans.

Payday Loans in Hillsdale, New York

According to the definiftion, a payday loan is a lending option issued for a short term: 2-3 weeks. A small amount is taken out: $100-$1,000.

Such financial products as payday loan in Hillsdale, New York is issued easily and fast for a short period: 2-3 weeks. The interest rates are established on an individual basis depending on the person-related data: the more payday loans you pay back off, the more favorable rates a client will get.


25% small loan cap

How will Southern Michigan Bank & Trust help take out a loan in Hillsdale, New York?

  • Day and night service. Night hours are the same working for online lenders. You should not visit the chosen payday lender offline. The funds will be deposited to your bank account.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online application with person-related data. It will take several minutes to process the form. The funds are deposited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill out in the application? - General Info

To leave an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lenders.

Why people take out payday loans?


Utility Bills


Healthcare Bills




Car Repair



What data to fill in in the application? - General Info

A unfavorable factor reviewed by financial institutions is called as bad credit history. But this obstacle is not implied as the only one by lenders to issue a cash advance. The lending company process many aspects such as financial capabilities to approve the application. Cash advance in Hillsdale, New York may help level up your credit history.

The following general points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate


Lower than Average


  • No way to issue a loan
  • No ability to rent a room
Average Rate


High Rate


  • 80% of loan approval
  • Apply for all loan types
Great Score


Perfect Score


  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a loan, you should define its definite cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

Other Payday Lenders in Hillsdale, Michigan

Shelby Financial Corporation

242 N Michigan Ave # A, Shelby, MI 49455, USA

+1 (231) 861-2123


Check `n Go

373 N Willowbrook Rd Suite V, Coldwater, MI 49036, USA

+1 (517) 278-9210


Lake Trust Credit Union

6440 S Pennsylvania Ave, Lansing, MI 48911, USA

+1 (888) 267-7200


Great Lakes Federal Credit Union

1002 W Indiana St, Bay City, MI 48706, USA

+1 (989) 684-4200


First Community Bank

200 E Main St, Harbor Springs, MI 49740, USA

+1 (231) 526-2114


Eaton Community Bank

307 S Main St, Eaton Rapids, MI 48827, USA

+1 (517) 663-1551


Kroger Money Services

435 N Main St, Frankenmuth, MI 48734, USA

+1 (989) 652-2621


HELP Financial Corporation

765 Wing St, Plymouth, MI 48170, USA

+1 (734) 254-0200


Huntington Bank ATM

4141 Morrish Rd, Swartz Creek, MI 48473, USA