Welcome to Our Online Loan Referral Service

4.8 92 reviews

1037 Washington Ave, Holland, MI 49423, USA
+1 (800) 991-2221
www.consumerscu.org
Monday
9AM–5:30PM
Tuesday
9AM–5:30PM
Wednesday
9AM–5:30PM
Thursday
9AM–6PM
Friday
9AM–6PM
Saturday
9AM–12PM
Sunday
Closed

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Feedback about Consumers Credit Union?

Here you see the reviews of our clients.

Always a wonderful experience with the staff here.

Aubree Bartell Jr.

Great place good people.

Brenda Schuppe

Julie was extremely knowledgable, friendly and great to work with.

Rory Steuber

Pay Attention

Payday lenders are described in the first three points. Below info defines shared information about payday loans.

Payday Loans in Holland, New York

According to the definiftion, a payday loan is a loan issued for a short time span: 2-3 weeks. A small amount is taken out: $100-$1,000.

Such financial products as payday loan in Holland, New York is taken out simply and fast for a short period: 2-3 weeks. The interest rates are established on an individual basis depending on the person-related data: the more payday loans you pay back off, the more favorable rates a client will get.

APR

25% small loan cap

How will Consumers Credit Union help issue a loan in Holland, New York?

  • 24/7 service. Such online services allow you to receive funds at any time. Money are taken out around the clock. The deposit will be sent to a card, so a personal visit to the office is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their customers. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee denial.

What data to fill out in the application? - General Info

To submit an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and recieve the offer.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history is a negative factor that is taken into account by financial institutions. Microfinance organizations in Holland, ny review this circumstance not a drawback to take out a loan. The recipient of a cash advance should be ready to objectively estimate financial abilities, take out a loan, repay the debt on schedule and not only resolve current difficulties, but enhance the credit score.

The following general points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to take out a payday loan, you should define its definite cost. This calculator will show the APR of the loan.

APR Calculator

Other Payday Lenders in Holland, Michigan

First National Bank & Trust- Iron River

901 Riverside Ave, Iron River, MI 49935, USA

+1 (906) 265-5163

www.fnbimk.com

Independent Bank

29 Church St, Saranac, MI 48881, USA

+1 (616) 642-9406

www.independentbank.com

Mercantile Bank of Michigan

4613 Alpine Ave NW, Comstock Park, MI 49321, USA

+1 (616) 785-5476

www.mercbank.com

Huntington Bank

202 W Maumee St, Adrian, MI 49221, USA

+1 (517) 266-5408

www.huntington.com

Advance American Funding

27333 Meadowbrook Rd, Novi, MI 48377, USA

+1 (248) 855-1200

www.advanceamericanfunding.com

Flagstar Bank

516 N Lincoln Rd, Escanaba, MI 49829, USA

+1 (906) 789-5261

www.flagstar.com

Mercantile Bank of Michigan

900 E Michigan Ave, Paw Paw, MI 49079, USA

+1 (269) 655-1000

www.mercbank.com

Huntington Bank

255 E 2nd St, Rochester, MI 48307, USA

+1 (248) 651-5460

www.huntington.com

PNC Bank

7001 Highland Rd, White Lake Charter Township, MI 48383, USA

+1 (248) 887-3751

apps.pnc.com

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