Welcome to Our Online Loan Referral Service

5 4 reviews

2263 W Houghton Lake Dr, Houghton Lake, MI 48629, USA
+1 (989) 366-1508
Sunday
Closed
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM
Thursday
8:30AM–5PM
Friday
8:30AM–5:30PM
Saturday
9AM–12PM

Feedback about Chemical Bank?

Here you grapple with the feedback of our clients.

Minimum application form, only an ID was needed. Very quick processing. The first loan was given with a limit of $500 at reasonable interest rate, so far it has been returned on time, it can be either extended or repaid ahead of schedule.

Darius Reynolds

want to express my deep gratitude to Chemical Bank for believing my case. I had some problems with a credit rating, but this company helped me out and took out a loan.

Prof. Rosendo Beahan I

Good service with a favorable percentage. Money transferred immediately, I always use Chemical Bank.

Savanna Von MD

I apply very often. I am pleased with the terms. There is online day and night service.

Shakira Feest

Pay Attention

The first three points describe the certain lender. In other turn, below-defined info makes people get acquainted general information about payday loans.

Payday Loans in Houghton Lake, Michigan

Payday loans are a kind of loans taken out by payday lender to people for a short period of time - usually several weeks. It is taken out a small amount: $100-$1,000.

Such financial products as payday loan in Houghton Lake, Michigan is taken out simply and quickly for a short time span: 2-3 weeks. The interest rates are set on an individual basis concerning on the personal data: the more payday loans you pay back off, the more reasonable rates a customer will get.

APR

369% APR*

Max Loan

600

Min Term

Not Specified

Max Term

31 days

How will Chemical Bank help issue a loan in Houghton Lake, Michigan?

  • Day and night service. Night hours are the same business hours for online lending companies. You should not attend the chosen payday lender offline. The funds will be transferred to your bank account.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online application with person-related data. It will take some minutes to review the application. The money are transferred in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill in in the application? - General Info

To leave an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to get an offer from one of the lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history if one of causes to refuse the loan. Payday lenders do not consider this factor the only one to issue a loan in Houghton Lake, Michigan. They estmate many other factors before taking out a payday loan. One of them is solvency. This is a way to improve your credit history.

The following common points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The APR will define the cost of the loan. It takes seconds to see the result.

APR Calculator

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