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What people think about Michigan Tech Employees Federal Credit Union (MTEFCU)?
Below you read some of the testimonials of our customers.
Friendly staff, good service for a small town credit union.
Virgie Senger
If I didn't cooperate they would shut my checking account down.
Prof. Stone Roob I
No hidden fees with great customer service.
Dr. Alejandra Roberts
Important
The previous three items charactirize a precise company. But below you can find general data about payday loans.
Payday Loans in Houghton, New York
A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you receive your next paycheck, typically two to four weeks.
Cash advance loans may be an easy and fast solution to a short-term problem in Houghton, New York. Loans from payday lenders can get you funds within a few hours. Your interest rate will depend on several factors.
APR
25% small loan cap
Why people take out cash advances?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
A poor credit rating doesn't have to stop you from applying for payday loans. They are one of the few easy loan products offered to consumers with a poor credit score. Payday loan approvals depend very much on other aspects. They will check your earnings and subtract all your expenses. Usually, your score won’t be affected by a payday loan, as long as you repay it in full and in good time.
To get accepted for a payday loan, you have to comply with the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
Find out the annual percentage rate right now. Use this online calculator to specify the exact cost of your loan. It only takes a few seconds to become informative even before applying.
APR Calculator
Other Payday Lenders in Houghton, Michigan
Mercantile Bank of Michigan
9531 N Greenville Rd, Lakeview, MI 48850, USA
+1 (989) 352-8180
www.mercbank.com
Edward Jones - Financial Advisor: Paul R Lentz, AAMS®
222 W Main St, Ionia, MI 48846, USA
+1 (616) 527-9441
www.edwardjones.com
Lake Trust Credit Union
8420 Billwood Hwy, Dimondale, MI 48821, USA
+1 (888) 267-7200
www.laketrust.org
Country Heritage Credit Union
16580 Bakertown Rd, Buchanan, MI 49107, USA
+1 (269) 695-2334
www.countryheritagecu.com
4Front Credit Union
3323 W South Airport Rd, Traverse City, MI 49684, USA
+1 (800) 765-0110
www.4frontcu.com
