Welcome to Our Online Loan Referral Service

5 2 reviews

202 N Dexter St, Ionia, MI 48846, USA
+1 (616) 522-1712
www.mercbank.com
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5:30PM
Saturday
9AM–12PM
Sunday
Closed

Domain Info

Created Date

1999-07-10

Mailing Address

5335 Gate Parkway care of Network Solutions PO Box 459, Jacksonville, FL, 32256, United States

Company Name

PERFECT PRIVACY, LLC

Contact Data

[email protected]

+1.5707088780

Feedback about Mercantile Bank of Michigan?

Here you get acquainted with the reviews of our clients.

Great service from a home town credit union.

Amira Dietrich

Very professional and efficient, great people to work with.

Juliet Streich DDS

She made the process simple and easy and they gave me a great rate!

Nola Pacocha

Pay Attention

Further there will be given the details about not a certain lender. The information below will define common information about payday loans and its specific features.

Payday Loans in Ionia, New York

According to the definiftion, a payday loan is a lending option issued for a short period: 2-3 weeks. A small amount is approved: $100-$1,000.

This financial product in Ionia, New York is issued simply and quickly. The interest percentage is set considering the category of the client: the more loans are successfully paid off, the more reasonable terms will be guaranteed to you.

APR

25% small loan cap

How will Mercantile Bank of Michigan help issue a payday loan in Ionia, New York?

  • Round the clock service. Every client may address the service at any time of the day and night. The borrowed money will be credited to card. You won't be asked to visit any store.
  • No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill in an online application only. It will be considered within minutes. The funds are credited in 24 business hours.
  • Fast and high approval level. The positive decision counts almost 98%.
  • Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low credit rating won't be an obstacle to take out a payday loan from online lenders.

What data to fill out in the application? - General Info

To leave an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to get an offer from one of the lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are declined a loan at bank, the cause may be a bad credit history. This is a factor reviewed when deciding to issue a cash advance. Lenders do not consider this factor the only one to issue a loan in Ionia, New York. The lending company will estimate many points to qualify such as solvency. Cash advance will be a source to enhance your bad credit score into a favorable one.

The following general points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator defines the cost of the payday loan known as APR.

APR Calculator

Other Payday Lenders in Ionia, Michigan

Lake Trust Credit Union

4605 S Old US Hwy 23, Brighton, MI 48114, USA

+1 (888) 267-7200

www.laketrust.org

First State Bank

53950 Gratiot Ave, New Baltimore, MI 48051, USA

+1 (586) 863-9354

fsb.bank

Citizens Bank

1761 Haggerty Rd, Commerce Charter Twp, MI 48390, USA

+1 (248) 668-0314

locations.citizensbank.com

Michigan Schools and Government Credit Union

4555 Investment Dr, Troy, MI 48098, USA

+1 (866) 674-2848

www.msgcu.org

MoneyGram

850 W Sharon Ave #9, Houghton, MI 49931, USA

+1 (906) 482-0476

locations.moneygram.com

Mercantile Bank of Michigan

10049 Buchanan Rd, Canadian Lakes, MI 49346, USA

+1 (231) 972-4200

www.mercbank.com

Huntington Bank

7150 S Huron River Dr, Ypsilanti, MI 48197, USA

+1 (734) 485-3312

www.huntington.com

Liberty Tax and Loans

1180 W Columbia Ave Suite B Suite B, Battle Creek, MI 49015, USA

+1 (269) 964-7845

www.approvedcashadvance.com

Huntington Bank

3900 US-10, Ludington, MI 49431, USA

+1 (231) 907-4020

www.huntington.com

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