Welcome to Our Online Loan Referral Service

5 2 reviews

450 S Dexter St, Ionia, MI 48846, USA
+1 (616) 527-7500
www.independentbank.com
Monday
8AM–5PM
Tuesday
8AM–5PM
Wednesday
8AM–5PM
Thursday
8AM–5PM
Friday
8AM–5PM
Saturday
9AM–12PM
Sunday
Closed

Domain Info

Created Date

1997-10-14

Mailing Address

Company Name

Contact Data

Feedback about Independent Bank?

Here you see the feedback of our clients.

Great service and a great place to purchase lawn power equipment.

Myriam Koepp

Great Customer Service

Prof. Gregory Okuneva

The people are very friendly and very knowledgeable.

Oswaldo McClure

Pay Attention

Above-shown info offers the details about a certain lending company. Below-defined info is oriented on common information about payday loans.

Payday Loans in Ionia, New York

According to the definiftion, a payday loan is a loan taken out for a short term: 2-3 weeks. A small amount is approved: $100-$1,000.

This financial product in Ionia, New York is issued simply and fast. The interest percentage is set respecting the category of the customer: the more loans are successfully paid back, the more favorable terms will be guaranteed to you.

APR

25% small loan cap

How will Independent Bank help take out a loan in Ionia, New York?

  • Round the clock service. Every customer may contact the service at any time of the day and night. The borrowed money will be transfered to card. You won't be asked to visit any store.
  • No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill in an online application only. It will be processed within minutes. The funds are credited in 24 business hours.
  • Fast and high approval level. The positive offer counts almost 98%.
  • Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low score won't be a hindrance to issue a payday loan from online lenders.

What data to fill in in the application? - General Info

To leave an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and get the decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

A negative factor considered by financial institutions is known as bad credit history. But this hindrence is not reviewed as the only one by microfinance organizations to issue a loan. The lending company process many aspects such as financial solvency to approve the application. Cash advance in Ionia, New York may help improve your credit score.

The following common points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a loan, you should define its definite cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

Other Payday Lenders in Ionia, Michigan

MoneyGram

850 W Sharon Ave #9, Houghton, MI 49931, USA

+1 (906) 482-0476

locations.moneygram.com

ATM (Fifth Third Bank)

4520 Lake Michigan Dr NW, Grand Rapids, MI 49534, USA

+1 (616) 771-5770

locations.53.com

Wolverine State Credit Union

1381 N Bagley St, Alpena, MI 49707, USA

+1 (989) 356-1880

www.wolverinescu.com

MoneyGram

655 Sanilac Rd, Sandusky, MI 48471, USA

+1 (810) 648-2728

locations.moneygram.com

Access 2 Cash

119 S Lafayette St, Greenville, MI 48838, USA

+1 (616) 225-0052

access2instantcash.com

Edward Jones - Financial Advisor: Amy C Schmid

200 E Mason St Suite A, Cadillac, MI 49601, USA

+1 (231) 876-2353

www.edwardjones.com

Cash Connection

6060 Wayne Rd, Westland, MI 48185, USA

+1 (734) 467-4900

www.cashconnection.us

Flagstar Bank

3220 US-41 West, Marquette, MI 49855, USA

+1 (906) 228-1322

www.flagstar.com

IncredibleBank

1140 W Washington St, Marquette, MI 49855, USA

+1 (906) 226-0293

www.incrediblebank.com

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