Welcome to Our Online Loan Referral Service

5 2 reviews

2551 S State Rd, Ionia, MI 48846, USA
+1 (616) 527-6760
www.independentbank.com
Monday
9:30AM–5PM
Tuesday
9:30AM–5PM
Wednesday
9:30AM–5PM
Thursday
9:30AM–5PM
Friday
9:30AM–5PM
Saturday
10AM–1PM
Sunday
Closed

Domain Info

Created Date

1997-10-14

Mailing Address

Company Name

Contact Data

Feedback about Independent Bank?

Here you see the feedback of our clients.

A great place, call and ask for Karen!

Karlie Kunze

Union Natonal Mortgage was very responsive and got me a great mortgage rate!

Mr. Jessie Swaniawski DVM

Pay Attention

Lenders are shown in the first three points. Below info offers common information about payday loans.

Payday Loans in Ionia, New York

According to the definiftion, a payday loan is a loan issued for a short term: 2-3 weeks. A small loan is issued: $100-$1,000.

This financial product in Ionia, New York is taken out easily and fast. The interest rate is specified depending on the category of the borrower: the more loans are successfully repaid, the more favorable terms will be ensured to you.

APR

25% small loan cap

How will Independent Bank help take out a payday loan in Ionia, New York?

  • Round the clock service. Every client may address the service at any time of the day and night. The borrowed funds will be credited to bank account. You won't be asked to attend any department.
  • No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill in an online application only. It will be reviewed in a matter of minutes. The money are transferred in 24 business hours.
  • Fast and high approval rate. The positive decision counts almost 98%.
  • Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low credit rating won't be an obstacle to issue a cash advance from online lenders.

What data to fill out in the application? - General Info

To submit an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the cause of denial for a loan is a bad credit history. This factor is assessed by banks before taking out a loan. But banks almost 100% deny the application when lenders in Ionia, ny will estimate other aspects like solvency and approve a loan. This is a way to enhance your credit score.

The following general points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to know the APR of the loan, you are welcome to apply the calculator. It will specify the cost of the loan.

APR Calculator

Other Payday Lenders in Ionia, Michigan

Southern Michigan Bank & Trust

2 W Chicago St, Coldwater, MI 49036, USA

+1 (517) 279-5600

www.smb-t.com

Soo Cooperative Credit Union

90 S Beach St, Cedarville, MI 49719, USA

+1 (906) 484-2073

www.soocoop.com

Edward Jones - Financial Advisor: Scott R Swinehart

147 W River Valley, Newaygo, MI 49337, USA

+1 (231) 652-3935

www.edwardjones.com

Nicholas Financial Inc

1633 28th St SW # M, Wyoming, MI 49519, USA

+1 (616) 222-1640

nicholasfinancial.com

Fifth Third Bank ATM

2318 M-119, Petoskey, MI 49770, USA

+1 (800) 972-3030

www.53.com

Consumers Credit Union - ATM

6929 W Q Ave, Kalamazoo, MI 49009, USA

+1 (800) 991-2221

www.consumerscu.org

CP Federal Credit Union ATM

2111 Emmons Rd, Jackson, MI 49201, USA

+1 (517) 787-3562

www.cpfederal.com

ChoiceOne Bank

180 Whitehall Rd, North Muskegon, MI 49445, USA

+1 (888) 775-6687

www.choiceone.com

Flagstar Bank

1400 E Lake Lansing Rd, East Lansing, MI 48823, USA

+1 (517) 336-4200

www.flagstar.com

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