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230 W Main St, Ionia, MI 48846, USA
+1 (616) 527-2400

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Feedback about IBC Capital Finance II?

Here you read the reviews of our clients.

No matter how much submitted an application for a payday loan. Constantly refused. No idea why?

Vicky Miller

I took out $400 for a period of 14 days (supposedly without interest). In the end, without my consent, they issued a loan for 16 days. As a result, I paid $850 with all the fees.

Ms. Nannie Abshire

I borrowed $400 for a period of 14 days (supposedly without interest). In the end, without my consent, they took out a loan for 16 days. As a result, I paid $850 with all the commissions.

Rosemarie Effertz

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Above there are details about a certain lending company. Below every user may get acquainted with the common features of payday loans.

Payday Loans in Ionia, New York

Payday loans are a kind of loans taken out by payday lending company to people for a short period of time - usually several weeks. It is taken out a small amount: $100-$1,000.

Payday loans in Ionia, New York are issued easily. The interest rate is dependent on the borrower's person-related data: if you cover obligations for more payday loans, the more efficient terms and rates payday lending companies offer.


25% small loan cap

How will IBC Capital Finance II help take out a loan in Ionia, New York?

  • Day and night service. Night hours are the same working for online payday lenders. You should not visit the chosen payday lender offline. The funds will be transferred to your card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online application with customer data. It will take some minutes to consider the application. The money are transferred in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill out in the application? - General Info

To leave an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to recieve an offer from one of the lending companies.

Why people issue payday loans?


Utility Bills


Healthcare Bills




Car Repair



What data to fill out in the application? - General Info

One of the reason of denial for a loan is a bad credit history. This factor is assessed by banks before issuing a loan. But banks almost 100% deny the application when lenders in Ionia, ny will estimate other aspects like financial capabilities and approve a loan. This is a way to enhance your credit score.

The following general points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate


Lower than Average


  • No way to issue a loan
  • No ability to rent a room
Average Rate


High Rate


  • 80% of loan approval
  • Apply for all loan types
Great Score


Perfect Score


  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to know the APR of the loan, you are welcome to utilize the calculator. It will specify the cost of the payday loan.

APR Calculator

Other Payday Lenders in Ionia, Michigan

Citizens Bank ATM

751 E Big Beaver Rd, Troy, MI 48083, USA

+1 (248) 689-6336


Fifth Third Bank & ATM

5217/5600, Harvey St, Muskegon, MI 49444, USA

+1 (231) 798-4504


B2B Capital Funding, LLC

25487 Woodward Ave, Royal Oak, MI 48067, USA

+1 (734) 365-6878


Huntington Bank

35653 Dodge Park Rd, Sterling Heights, MI 48312, USA

+1 (586) 795-1400


Advanced Excavating Inc.

3207 24th Ave, Hudsonville, MI 49426, USA

+1 (616) 896-7029

Comerica Bank

135 E Main St, Manchester, MI 48158, USA

+1 (734) 428-8335


Cash Giant of Southfield

21900 W Seven Mile Rd, Detroit, MI 48219, USA

+1 (313) 535-6811


Cash Giant Of Eastpointe

14871 E 8 Mile Rd, Eastpointe, MI 48021, USA

+1 (586) 871-2069

Cash Fast

203 W Mitchell St, Petoskey, MI 49770, USA

+1 (231) 439-0920