Welcome to Our Online Loan Referral Service

4.5 2 reviews

2600 S State Rd, Ionia, MI 48846, USA
+1 (616) 527-9250

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5335 Gate Parkway care of Network Solutions PO Box 459, Jacksonville, FL, 32256, United States

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Feedback about Mercantile Bank of Michigan?

Here you read the feedback of our clients.

No matter how much asked for a loan. Constantly refused. No idea why?

Regan Kuhn

100% sleeky company. They ask for a photo then distribute on the web. They lie that it is approved, so that you sent them a card data and an ID photo.

Tanner Mayert

I contacted Mercantile Bank of Michigan 3 times. First, a text indicating "application approved", then "sign the agreement." After signing: You will be transferred the money. And instead of money, excuse me, contact the company in a month. Why?

Kurt Roberts DDS

High interest rate. When paying back a debt, some other interest is charged, when registering online on the website, many problems arise. In general, I do not recommend it. Better find another site.

Juanita Feil

Pay Attention

The first three points specify the certain lending company. In other turn, below-specified info makes users grapple with shared information about payday loans.

Payday Loans in Ionia, New York

According to the definiftion, a payday loan is a loan issued for a short period: 2-3 weeks. A small loan is taken out: $100-$1,000.

Such financial products as payday loan in Ionia, New York is taken out simply and quickly for a short period: 2-3 weeks. The interest rates are established on an individual basis concerning on the person-related data: the more payday loans you pay back off, the more favorable rates a borrower will get.


25% small loan cap

How will Mercantile Bank of Michigan help take out a payday loan in Ionia, New York?

  • 24/7 service. Such online services allow you to get funds at any time. Funds are taken out day and night. The loan will be sent to a credit card, so a personal visit to the department is not required.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their customers. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee denial.

What data to fill in in the application? - General Info

To submit an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lenders.

Why people issue payday loans?


Utility Bills


Healthcare Bills




Car Repair



What data to fill in in the application? - General Info

A adverse factor processed by financial institutions is called as bad credit history. But this obstacle is not implied as the only one by microfinance organizations to issue a cash advance. The lender process many aspects such as financial capabilities to approve the application. Payday loans in Ionia, New York may help level up your credit score.

The following general points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate


Lower than Average


  • No way to issue a loan
  • No ability to rent a room
Average Rate


High Rate


  • 80% of loan approval
  • Apply for all loan types
Great Score


Perfect Score


  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator defines the cost of the payday loan known as APR.

APR Calculator

Other Payday Lenders in Ionia, Michigan

Allegan Credit Union

755 Grand St, Allegan, MI 49010, USA

+1 (269) 673-5465


First National Bank - Howell VG's Office

2400 W Grand River Rd, Howell, MI 48843, USA

+1 (517) 545-2234


Edward Jones - Financial Advisor: Wayne A Winter, AAMS®

511 E Houghton Ave Suite F, West Branch, MI 48661, USA

+1 (989) 345-5485


GreenStone Farm Credit Services

2942 W Monroe Rd, Alma, MI 48801, USA

+1 (989) 463-3146


Citizens Bank

47650 Grand River Ave, Novi, MI 48375, USA

+1 (248) 305-5437


Mayville State Bank

37 E Ohmer Rd, Mayville, MI 48744, USA

+1 (989) 843-6145


Huntington Bank

9749 Dixie Hwy, Village of Clarkston, MI 48348, USA

+1 (248) 620-7560


Independent Bank

4525 Lake Michigan Dr NW, Walker, MI 49534, USA

+1 (616) 735-2293


First National Bank-St Ignace

132 N State St # 1, St Ignace, MI 49781, USA

+1 (906) 643-6800