Welcome to Our Online Loan Referral Service

211 E Water St Suite 100, Kalamazoo, MI 49007, USA
+1 (269) 553-9100

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Mailing Address

5335 Gate Parkway care of Network Solutions PO Box 459, Jacksonville, FL, 32256, United States

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What people think about Mercantile Bank of Michigan?

Below you find some of the reviews of our customers.

Mercantile Bank of Michigan seems legit. Used it twice. The first payday loan approved was small – $200, but next time the limit was increased to $600. Paid off the loan even earlier. The staff were caring, they gave detailed answers to all my questions. No delays. But their rates are average.

Stanford Buckridge

It needed to rebuild my credit because I had no chances of getting approved for a mortgage. So I applied for a cash advance via Mercantile Bank of Michigan. Took out 4 small loans, one after another, and repaid them on time. My credit history improved! It worked! Very happy.

Jane Bogisich

I am a regular customer of Mercantile Bank of Michigan. It is very simple to apply online. The interest rate was reasonable. Their employees always reply right away.

Lolita Hickle PhD

Recently I experienced the most desperate situation in my life. I suddenly needed $1000 to pay for utility bills. This institution helped me the day I applied. They were the only institution that accepted me for the necessary amount. I sorted out all my troubles. I will surely recommend this company to my family. Best service in my life.

Mr. Reginald Brekke Jr.

Pay Attention

Now you can review general features of payday loans.

Payday Loans in Kalamazoo, Michigan

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Terms usually do not exceed 4 weeks.

Online cash advance loans can be the best solution to your unexpected financial difficulties in Kalamazoo , Michigan because they are easily approved and easily paid off. Your APR will depend on your state regulations or on the company's policy.


369% APR*

Max Loan


Min Term

Not Specified

Max Term

31 days

Why people apply for payday loans?


Car expenses








Home improvement

Payday loans for bad credit

A low credit rating doesn't have to prevent you from applying for payday loans. They are one of the few unsecured loan products offered to clients with a poor credit history. Payday loan approvals depend very much on other factors. Payday companies will pay attention to your earnings and subtract all your expenses. Typically, your score won’t be ruined by a payday loan, as long as you repay it in full and on scheduled.

To get accepted for a payday loan, you need to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate


Lower than Average


  • No ability to get a loan
  • No ability to rent a room
Average Rate


High Rate


  • 80% of loan approval
  • Apply for all loan types
Great Score


Perfect Score


  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

This online calculator was created to quickly calculate the annual percentage rate. It’s easy to learn the definite cost of the payday loan even before applying.

APR Calculator

Other Payday Lenders in Kalamazoo, Michigan

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+1 (616) 784-5323


OneMain Financial

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+1 (810) 385-1360


Easy Money Services Inc

Alma, MI 48801, USA

+1 (989) 463-0175

Michigan First Credit Union (Inside Walmart)

355 54th St SW, Grand Rapids, MI 49548, USA

+1 (800) 664-3828


Advance America

10606 W Seven Mile Rd, Detroit, MI 48221, USA

+1 (313) 345-3662



26038 Greenfield Rd, Oak Park, MI 48237, USA

+1 (248) 968-1326


GreenStone Farm Credit Services

3949 3 Mile Rd, Bay City, MI 48706, USA

+1 (989) 686-5100


Mortgage 1, Inc. TEAM LISA

43599 Schoenherr Rd, Sterling Heights, MI 48313, USA

+1 (586) 997-3533


OneMain Financial

1046 E Napier Ave, Benton Harbor, MI 49022, USA

+1 (269) 925-7526