Welcome to Our Online Loan Referral Service

4.4 16 reviews

Main Branch, 400 S Carpenter Ave, Kingsford, MI 49802, USA
+1 (906) 774-6020
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM

Feedback about Iron Mountain Kingsford Community Federal Credit Union-Main Branch?

Here you grapple with the reviews of our clients.

Have been banking with the credit union for years now. I have had no issues what-so-ever with them. Great staff and very quick responses for applying for loans.

Bulah Von PhD

Best place to do banking.

Anna Spinka I

Never had anything but a great experience here.

Giovani Schumm

Pay Attention

Lending companies are described in the first three points. Below info offers general information about payday loans.

Payday Loans in Kingsford, Michigan

Payday loan is taken out for a short term: 2-3 weeks. The offered loan amounts are $100-$1,000.

This financial product in Kingsford, Michigan is issued easily and quickly. The interest rate is defined depending on the category of the client: the more loans are successfully paid back, the more reasonable terms will be ensured to you.

APR

369% APR*

Max Loan

600

Min Term

Not Specified

Max Term

31 days

How will Iron Mountain Kingsford Community Federal Credit Union-Main Branch help take out a loan in Kingsford, Michigan?

  • Round the clock service. Every customer may contact the service at any time of the day and night. The borrowed money will be credited to credit card. You won't be asked to attend any store.
  • No certificates required. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill out an online application only. It will be reviewed in a matter of minutes. The money are transferred in 24 business hours.
  • Fast and high approval rate. The positive answer counts almost 98%.
  • Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and bad credit won't be a hindrance to take out a payday loan from online lenders.

What data to fill in in the application? - General Info

To submit an application, every client should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get a proposal from one of lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are declined a loan at bank, the reason may be a bad credit history. This is a factor reviewed when deciding to issue a cash advance. Lenders do not consider this factor the only one to take out a loan in Kingsford, Michigan. The company will assess many points to qualify such as solvency. Payday loans will be a way to improve your bad credit rating into a favorable one.

The following general points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a payday loan, you should calculate its real cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

Other Payday Lenders in Kingsford, Michigan

PNC Bank

24612 Harper Ave, St Clair Shores, MI 48080, USA

+1 (586) 771-5301

apps.pnc.com

Edward Jones - Financial Advisor: Douglas H Moeggenborg, AAMS®

115 S Chapman St, Chesaning, MI 48616, USA

+1 (989) 845-7210

www.edwardjones.com

Edward Jones - Financial Advisor: Jason L Bruneel, AAMS®

12367 E Michigan Ave, Grass Lake Charter Twp, MI 49240, USA

+1 (517) 522-6269

www.edwardjones.com

Huntington Bank

5125 W Saginaw Hwy, Lansing, MI 48917, USA

+1 (517) 327-1803

www.huntington.com

Chemical Bank

100 Chippewa Rd, Kawkawlin, MI 48631, USA

+1 (989) 686-5700

Chemical Bank ATM

3858 N Huron Rd, Pinconning, MI 48650, USA

+1 (989) 879-5888

Mercantile Bank of Michigan

230 Woodworth Ave, Alma, MI 48801, USA

+1 (989) 463-3137

www.mercbank.com

Fifth Third Bank & ATM

17825 Fort St, Riverview, MI 48193, USA

+1 (734) 282-6841

locations.53.com

Check and Cash

1048 S Stephenson Ave, Iron Mountain, MI 49801, USA

+1 (906) 779-2900

www.checkandcashmi.com

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