Welcome to Our Online Loan Referral Service

4.6 11 reviews

7007 W Saginaw Hwy, Lansing, MI 48917, USA
+1 (888) 267-7200
www.laketrust.org
Monday
9AM–5:30PM
Tuesday
9AM–5:30PM
Wednesday
9AM–5:30PM
Thursday
9AM–5:30PM
Friday
9AM–6PM
Saturday
9AM–1PM
Sunday
Closed

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Feedback about Lake Trust Credit Union?

Here you see the feedback of our clients.

Great service, rates, and programs!

Anderson Carter

To open a savings account, the credit union is running a credit check.

Ms. Vivien Lueilwitz MD

Credit union offering a second chance to individuals.

Antwon McClure

Given a chance in the future he would be my first choice to work with.

Mr. Oscar Feeney DDS

Ron did a great job helping me to refinance my condo.

Mr. Merl Dooley

I highly recommend his services.

Soledad Yost

Pay Attention

Further there will be presented the details about not a definite lending company. The information below will explain general information about payday loans and its specific aspects.

Payday Loans in Lansing, New York

The financial product known as a payday loan is issued for a short-lasting period: 2-3 weeks. $100-$1,000 is issued for clients.

This financial product in Lansing, New York is issued easily and fast. The interest percentage is defined respecting the category of the client: the more loans are successfully repaid, the more reasonable terms will be offered to you.

APR

25% small loan cap

How will Lake Trust Credit Union help issue a payday loan in Lansing, New York?

  • 24/7 service. Such online services allow you to credit funds at any time. Funds are issued around the clock. The loan will be sent to a bank account, so a personal visit to the department is not necessary.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee rejection.

What data to fill out in the application? - General Info

To submit an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you should submit an application to get a proposal from one of lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the cause of denial for a loan is a bad credit history. This factor is assessed by payday lenders before issuing a loan. But banks almost 100% deny the application when lenders in Lansing, ny will assess other aspects like financial capabilities and approve a cash advance. This is a way to improve your credit history.

The following general points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to find out the annual percentage rate of the payday loan, you are welcome to utilize the calculator. It will specify the cost of the cash advance.

APR Calculator

Other Payday Lenders in Lansing, Michigan

Independent Bank

720 Shaw St, Howard City, MI 49329, USA

+1 (231) 937-4374

www.independentbank.com

Huntington Bank

20000 W 12 Mile Rd, Southfield, MI 48076, USA

+1 (248) 559-5779

www.huntington.com

Edward Jones - Financial Advisor: Jay H Hoffman

11433 Grand Blvd Ste 1, Grand Blanc, MI 48439, USA

+1 (810) 695-4014

www.edwardjones.com

Advance America

1359 E Main St, Owosso, MI 48867, USA

+1 (989) 723-3354

www.advanceamerica.net

Genisys Credit Union

160 N Wixom Rd, Wixom, MI 48393, USA

+1 (248) 926-0648

www.genisyscu.org

First National Bank & Trust- South Branch

W8151 US 2, Iron Mountain, MI 49801, USA

+1 (906) 774-2200

www.fnbimk.com

Northwestern Mutual Financial Network

402 Bridge St, Elk Rapids, MI 49629, USA

+1 (231) 264-8860

www.northwesternmutual.com

Forest Area Federal Credit Union

6966 Cougar Trail, Kingsley, MI 49649, USA

+1 (231) 879-4154

forestarea.com

Approved Cash

1067 E Bristol Rd, Burton, MI 48529, USA

+1 (810) 233-3010

approvedcashadvance.com

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