Welcome to Our Online Loan Referral Service

3.5 11 reviews

37601 W, Five Mile Rd, Livonia, MI 48154, USA
+1 (734) 591-4400
www.independentbank.com
Wednesday
8:30AM–5PM
Thursday
8:30AM–5PM
Friday
8:30AM–5:30PM
Saturday
9AM–12PM
Sunday
Closed
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM

Domain Info

Created Date

1997-10-14

Mailing Address

Company Name

Contact Data

Feedback about Independent Bank?

Here you get acquainted with the feedback of our customers.

Hands down best customer service I have ever received anywhere.

Tierra Wuckert

I’ve been going here for years and the service is always good.

Mr. Gene Kling

Great, kind hearted people.

Jany Padberg

Pay Attention

The first three points specify the certain lender. In other turn, below-specified info makes readers grapple with common information about payday loans.

Payday Loans in Livonia, New York

Payday loans are a kind of loans issued by payday lender to people for a short period of time - usually several weeks. It is issued a small amount: $100-$1,000.

Payday loans in Livonia, New York are issued easily. The interest percentage is dependent on the client's personal data: if you pay off more payday loans, the more favorable terms and rates payday lending companies offer.

APR

25% small loan cap

How will Independent Bank help take out a payday loan in Livonia, New York?

  • Round the clock service. Every borrower may address the service round the clock. The borrowed money will be deposited to card. You won't be asked to attend any store.
  • No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill in an online application only. It will be processed in a matter of minutes. The money are deposited in 24 business hours.
  • Fast and high approval percentage. The positive answer counts almost 98%.
  • Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and bad credit won't be a hindrance to issue a cash advance from online lenders.

What data to fill out in the application? - General Info

To submit an application, every customer should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are declined a loan at bank, the cause may be a bad credit history. This is a factor reviewed when deciding to issue a cash advance. Lenders do not consider this factor the only one to issue a loan in Livonia, New York. The company will estimate many points to qualify such as financial capabilities. Cash advance will be a source to improve your bad credit score into a favorable one.

The following common points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to know the annual percentage rate of the payday loan, you are welcome to use the calculator. It will determine the cost of the payday loan.

APR Calculator

Other Payday Lenders in Livonia, Michigan

Citizens Bank ATM

1575 W Grand River Rd, Okemos, MI 48864, USA

www.citizensbank.com

Selfreliance Federal Credit Union

11756 Charest St, Hamtramck, MI 48212, USA

+1 (313) 366-0055

www.selfreliance.com

Huntington Bank

2017 Lake Lansing Rd, Lansing, MI 48912, USA

+1 (517) 484-0529

www.huntington.com

The University Of Michigan Credit Union

1420 Genesys Pkwy, Grand Blanc, MI 48439, USA

+1 (734) 662-8200

umcu.org

Edward Jones - Financial Advisor: Mark R Lundquist

36134 Green St, New Baltimore, MI 48047, USA

+1 (586) 725-6224

www.edwardjones.com

Bank of America (with Drive-thru ATM)

8516 W Grand River Rd, Brighton, MI 48116, USA

+1 (810) 227-2940

locators.bankofamerica.com

Michigan First Credit Union (Inside Walmart)

3301 N Pontiac Trail, Commerce Charter Twp, MI 48390, USA

+1 (800) 664-3828

michiganfirst.com

First National Bank of Michigan

2700 W Centre Ave, Portage, MI 49024, USA

+1 (269) 488-0290

www.fnbmichigan.com

Consumers Credit Union

829 E Chicago St, Coldwater, MI 49036, USA

+1 (517) 278-1491

www.consumerscu.org

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