Welcome to Our Online Loan Referral Service

5 2 reviews

136 N Nottawa St, Mendon, MI 49072, USA
+1 (269) 496-2145
www.smb-t.com
Tuesday
9AM–4:30PM
Wednesday
9AM–4:30PM
Thursday
9AM–4:30PM
Friday
9AM–5:30PM
Saturday
9AM–12PM
Sunday
Closed
Monday
9AM–4:30PM

Domain Info

Created Date

1997-08-27

Mailing Address

4243C Dundas St. W., Suite 405, Etobicoke, ON, M8X 1Y3, Canada

Company Name

Contact Privacy

MyPrivacy.net Ltd.

Contact Data

[email protected]

+1.6474785997

What people think about Southern Michigan Bank & Trust?

Below you see some of the opinions of our customers.

Stay away!! They approve me for a loan but it’s been 2 days and still no funds in my account! Tired of waiting…. Not sure I will ever get my funds.

Camylle O'Reilly

Too high interest rate. Had to pay off really A LOT. Read the agreement carefully before signing the terms and rates. Had too many problems. Customer support was disappoiting too. The lady in the chat was very disrespectful. Not recommended. Better search for another lender.

America Koch

I took out $800 for a period of 12 days. In the end, I had to pay twice as much with all the commissions charged.

Michael Haag

I took loans from Southern Michigan Bank & Trust 3 times. Previously it was ok. Last time they said I was approved. Promised the funds would be in my account within 8 hours. It’s been 2 days – no money. They do not answer phone calls. Why???

Clemmie Greenfelder DVM

Pay Attention

Below you can read general information about payday loans and their common features.

Payday Loans in Mendon, New York

Payday loans are short-term loans originally created to tide people over until payday. You can typically borrow from $100 to $1,000.

It is trouble-free and speedy to get accepted for payday loans in Mendon, New York. The APR will be set specifically for each client and will depend on the personal details the consumer provided.

APR

25% small loan cap

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit score you may still get a payday loan. Such loans are created to help meet the needs of clients with bad credit scores. There are lenders who may be happy to give you a payday loan even if you have a poor credit rating. You will need a regular income to apply for a bad credit payday loan.

To get approved for a cash advance, you have to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

This online calculator can be used to quickly calculate the annual percentage rate. It’s easy to learn the definite cost of the payday loan even before applying.

APR Calculator

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Honor Credit Union - Marquette

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Farm Credit Services

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+1 (989) 269-6532

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Huron Community Bank

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+1 (989) 736-6727

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Eastern Michigan Financial Corporation

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+1 (810) 679-2500

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ELGA Credit Union Fenton

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+1 (810) 715-3542

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ChoiceOne Bank

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