Welcome to Our Online Loan Referral Service

2.9 7 reviews

125 W Saginaw St, Merrill, MI 48637, USA
+1 (989) 643-7253
www.mercbank.com
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5:30PM
Saturday
Closed

Domain Info

Created Date

1999-07-10

Mailing Address

5335 Gate Parkway care of Network Solutions PO Box 459, Jacksonville, FL, 32256, United States

Company Name

PERFECT PRIVACY, LLC

Contact Data

[email protected]

+1.5707088780

Feedback about Mercantile Bank of Michigan?

Here you see the reviews of our customers.

Always helpful, super sweet, extremely knowledgeable!

Lowell Konopelski

I just had the worst experience there, ever!!!

Willy Cole

Amazing service and enjoyed the experience

Fern Kihn

The Jackson Hewitt tax services at Walmart was wonderful!

Maia Block

He helps u save as much money as u can to get the most out of your return.

Shaylee Towne

Pay Attention

The first three points show the certain lender. In other turn, below-shown info makes users get acquainted general information about payday loans.

Payday Loans in Merrill, Michigan

Payday loans are a kind of loans issued by payday lending company to people for a short period of time - usually several weeks. It is taken out a small amount: $100-$1,000.

This financial product in Merrill, Michigan is taken out simply and fast. The interest rate is set depending on the category of the customer: the more loans are successfully paid back, the more attractive terms will be offered to you.

APR

369% APR*

Max Loan

600

Min Term

Not Specified

Max Term

31 days

How will Mercantile Bank of Michigan help take out a payday loan in Merrill, Michigan?

  • Round the clock service. Every customer may address the service round the clock. The borrowed money will be transfered to account. You won't be asked to visit any department.
  • No certificates required. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill out an online application only. It will be reviewed in a matter of minutes. The funds are credited in 24 business hours.
  • Fast and high approval percentage. The positive offer counts almost 98%.
  • Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low score won't be a hindrance to take out a payday loan from online lenders.

What data to fill out in the application? - General Info

To submit an application, every client should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the cause of denial for a loan is a bad credit history. This factor is assessed by payday lenders before issuing a loan. But banks almost 100% refuse the application when lenders in Merrill, mi will assess other aspects like financial capabilities and approve a payday loan. This is a way to improve your credit rating.

The following common points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is meant for calculating the annual percentage rate. This is a definite cost of the loan.

APR Calculator

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Edward Jones - Financial Advisor: Rick Grisham, AAMS®

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Chase Bank

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Independent Bank

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Walmart Money Center

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+1 (269) 927-6025

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