Welcome to Our Online Loan Referral Service

4.8 39 reviews

65 W Laketon Ave, Muskegon, MI 49441, USA
+1 (231) 722-7285
www.muskfedcu.com
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed

Domain Info

Created Date

2016-11-11

Mailing Address

Company Name

Contact Data

Feedback about Muskegon Federal Credit Union?

Here you read the feedback of our customers.

The staff at Muskegon Governmental Credit Union mean a lot to me.

Izabella Gibson

They do a great job and their services are always completed in a timely manner.

Eldora Price

You walk in, they know you by first name, just very friendly people.

Micheal Emard

Pay Attention

Lending companies are shown in the first three points. Below info defines common information about payday loans.

Payday Loans in Muskegon, Michigan

Payday loans are a type of loans issued by payday lending company to people for a short period of time - usually several weeks. It is issued a small amount: $100-$1,000.

Payday loans in Muskegon, Michigan are taken out hassle-free. The interest percentage is dependent on the borrower's person-related information: if you pay back more payday loans, the more reasobanle terms and rates lenders offer.

APR

369% APR*

Max Loan

600

Min Term

Not Specified

Max Term

31 days

How will Muskegon Federal Credit Union help take out a loan in Muskegon, Michigan?

  • 24/7 operation. Such Internet services allow you to receive funds at any time. Money are issued around the clock. The deposit will be sent to a account, so a personal visit to the office is not required.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their clients. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee denial.

What data to fill out in the application? - General Info

To leave an application, every customer should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and recieve an offer.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history if one of reasons to refuse the loan. Lenders do not consider this factor the only one to take out a loan in Muskegon, Michigan. They rate many other factors before issuing a payday loan. One of them is financial capabilities. This is a way to enhance your credit rating.

The following common points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to take out a loan, you should define its exact cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

Other Payday Lenders in Muskegon, Michigan

Kroger Money Services

26130 Gratiot Ave, Roseville, MI 48066, USA

+1 (586) 776-8172

moneyservices.kroger.com

Huntington Bank ATM

12821 Cross over Dr, Dewitt, MI 48820, USA

www.huntington.com

Huntington Bank

22600 Allen Rd, Woodhaven, MI 48183, USA

+1 (734) 365-0364

www.huntington.com

COPOCO Community Credit Union

4265 Wilder Rd, Bay City, MI 48706, USA

+1 (989) 684-1873

www.copoco.org

Payday Advance

Escanaba, MI 49829, USA

Huntington Bank

214 W Upton Ave, Reed City, MI 49677, USA

+1 (231) 832-5534

www.huntington.com

Independent Bank

4011 Eastern Sky Dr, Traverse City, MI 49684, USA

+1 (231) 995-5540

www.independentbank.com

The State Bank

134 N 1st St, Brighton, MI 48116, USA

+1 (810) 534-0800

www.thestatebank.com

Southern Michigan Bank & Trust

202 N Main St, Tekonsha, MI 49092, USA

+1 (517) 767-3313

www.smb-t.com

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