Welcome to Our Online Loan Referral Service

4 8 reviews

41 N State Rd, Newaygo, MI 49337, USA
+1 (231) 652-1665
www.independentbank.com
Wednesday
8:30AM–5PM
Thursday
8:30AM–5PM
Friday
8:30AM–5:30PM
Saturday
9AM–12PM
Sunday
Closed
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM

Domain Info

Created Date

1997-10-14

Mailing Address

Company Name

Contact Data

Feedback about Independent Bank?

Here you read the feedback of our customers.

Always amazing fast in friendly service!

Lysanne Keebler

Great customer service!

Joey Johns V

Very bad customer service were not even busy

Meagan Fisher

Pay Attention

Further there will be given the details about not a certain lending company. The information below will define common information about payday loans and its specific aspects.

Payday Loans in Newaygo, Michigan

Payday loan is issued for a short term: 2-3 weeks. The offered loan amounts are $100-$1,000.

This financial product in Newaygo, Michigan is issued simply and quickly. The interest rate is defined considering the category of the borrower: the more loans are successfully paid back, the more favorable terms will be offered to you.

APR

369% APR*

Max Loan

600

Min Term

Not Specified

Max Term

31 days

How will Independent Bank help issue a payday loan in Newaygo, Michigan?

  • 24/7 operation. Such online services allow you to receive funds at any time. Funds are issued day and night. The deposit will be sent to a account, so a personal visit to the office is not necessary.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their clients. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee denial.

What data to fill in in the application? - General Info

To submit an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are refused a loan at bank, the reason may be a bad credit history. This is a factor taken into account when deciding to issue a loan. Payday lenders do not consider this factor the only one to take out a loan in Newaygo, Michigan. The company will estimate many points to qualify such as payment abilities. Payday loans will be a way to improve your bad credit score into a favorable one.

The following common points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator shows the cost of the loan known as annual percentage rate.

APR Calculator

Other Payday Lenders in Newaygo, Michigan

Range Bank

601 US-41, Negaunee, MI 49866, USA

+1 (906) 475-6586

www.rangebank.com

Tri-County Bank

4190 Main St, Brown City, MI 48416, USA

+1 (810) 346-2745

www.tri-countybank.com

Independent Bank

745 N Euclid Ave, Bay City, MI 48706, USA

+1 (989) 684-6021

www.independentbank.com

Instant Cash South Haven

721 Aylworth Ave suite b, South Haven, MI 49090, USA

+1 (269) 639-8800

access2instantcash.com

Fast Cash

109 N Mitchell St, Cadillac, MI 49601, USA

+1 (231) 876-0035

Lake Superior Credit Union

801 River St, Ontonagon, MI 49953, USA

+1 (906) 884-2069

www.lscu.virtualcu.net

First National Bank

101 E Grand River Rd, Howell, MI 48843, USA

+1 (517) 546-3150

www.fnbh.com

Sunrise Family Credit Union

404 S Euclid Ave, Bay City, MI 48706, USA

+1 (989) 684-1730

www.sunrisefamilycu.org

Arbor Financial Credit Union

315 E St Joseph St, Paw Paw, MI 49079, USA

+1 (269) 657-2190

www.arborfcu.org

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