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4 reviews
Loan agency in Oak Park, Michigan

13720 Eight Mile Rd, Oak Park, MI 48237, USA
+1 (248) 582-5626
Friday
9:30AM–6:30PM
Saturday
10AM–3PM
Sunday
Closed
Monday
9:30AM–6:30PM
Tuesday
9:30AM–6:30PM
Wednesday
9:30AM–6:30PM
Thursday
9:30AM–6:30PM

What people think about Payday Loans Oak Park Michigan?

Below you get acquainted with some of the reviews of our customers.

I took out for a $1,000 payday loan when I needed money after dismissal from work. There simply was no other solution. I found this lender on the Internet. Other lender charged unbelievable rates. One lender refused me, another approved me for a smaller amount but here it got as much as I wanted.

Mr. Jovanny Mante

Easy application. I only needed an ID and a bank account. Very quick processing. The first time I was approved for $300 only. Hope the available amount will increase next time. APR is average. Paid back the debt on time. If necessary, the term can be also extended.

Demond Turcotte

Thanks!! The funds were transferred to my bank account as promised – within 3 hours. I repaid the debt before the due date and had no issues. The process is fast and legit. Be a responsible borrower and you will have no problems.

Frederick Hackett

Payday Loans Oak Park Michigan seems legit. Used it twice. The first cash advance approved was small – $200, but next time the limit was increased to $1000. Closed the loan as agreed. The staff were caring, they gave detailed answers to all my questions. No issues. But their rates are not the lowest on the net.

Orval Collier MD

I had problems with paying my bank loan and was not sure I would get accepted for a loan with Payday Loans Oak Park Michigan . But it would be soooo embarrassing to borrow from friends. Therefore, I took my chances and applied for $800 online. Fortunately I got approved!!! They literally saved my life.

Allison Leannon

Pay Attention

The previous three items describe a certain company. But below you can read common data about payday loans.

Payday Loans in Oak Park, Michigan

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Terms usually do not exceed 4 weeks.

Payday loans in Oak Park, Michigan is are simple to access. The interest rate is individual for each applicant and depends on several aspects: age, income, loan amount needed, loan term, credit score, etc.

APR

369% APR*

Max Loan

600

Min Term

Not Specified

Max Term

31 days

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A low credit rating doesn't have to stop you from applying for payday loans. They are one of the few short-term loan products offered to people with a bad credit score. Payday loan approvals depend very much on specific aspects. Lenders will look at your income and subtract all your expenses. Typically, your score won’t be affected by a payday loan, as long as you repay it in full and on time.

To get approved for a loan, you need to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to take out a cash advance loan, you can use an online calculator. It will show the exact APR of your loan.

APR Calculator

Other Payday Lenders in Oak Park, Michigan

Advance America

1359 E Main St, Owosso, MI 48867, USA

+1 (989) 723-3354

www.advanceamerica.net

Arbor Financial Credit Union

315 E St Joseph St, Paw Paw, MI 49079, USA

+1 (269) 657-2190

www.arborfcu.org

Credibly

25200 Telegraph Rd # 350, Southfield, MI 48033, USA

+1 (888) 664-1444

www.credibly.com

MSU Federal Credit Union

2300 Jolly Rd, Okemos, MI 48864, USA

+1 (517) 333-2424

msufcu.org

Michigan First Credit Union (Inside Walmart)

26090 Ingersol Dr, Novi, MI 48375, USA

+1 (800) 664-3828

michiganfirst.com

KeyBank

37124 Six Mile Rd, Livonia, MI 48152, USA

+1 (734) 462-4106

www.key.com

ATM (Fifth Third Bank)

3900 Chicago Dr SW, Grandville, MI 49418, USA

PNC Bank

433 E Capac Rd, Imlay City, MI 48444, USA

+1 (810) 724-2215

apps.pnc.com

PNC Bank

2128 W Grand River Rd, Okemos, MI 48864, USA

+1 (517) 347-5046

apps.pnc.com

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