What people think about Payday Loans Oak Park Michigan?
Below you get acquainted with some of the reviews of our customers.
I took out for a $1,000 payday loan when I needed money after dismissal from work. There simply was no other solution. I found this lender on the Internet. Other lender charged unbelievable rates. One lender refused me, another approved me for a smaller amount but here it got as much as I wanted.
Mr. Jovanny Mante
Easy application. I only needed an ID and a bank account. Very quick processing. The first time I was approved for $300 only. Hope the available amount will increase next time. APR is average. Paid back the debt on time. If necessary, the term can be also extended.
Demond Turcotte
Thanks!! The funds were transferred to my bank account as promised – within 3 hours. I repaid the debt before the due date and had no issues. The process is fast and legit. Be a responsible borrower and you will have no problems.
Frederick Hackett
Payday Loans Oak Park Michigan seems legit. Used it twice. The first cash advance approved was small – $200, but next time the limit was increased to $1000. Closed the loan as agreed. The staff were caring, they gave detailed answers to all my questions. No issues. But their rates are not the lowest on the net.
Orval Collier MD
I had problems with paying my bank loan and was not sure I would get accepted for a loan with Payday Loans Oak Park Michigan . But it would be soooo embarrassing to borrow from friends. Therefore, I took my chances and applied for $800 online. Fortunately I got approved!!! They literally saved my life.
Allison Leannon
Pay Attention
The previous three items describe a certain company. But below you can read common data about payday loans.
Payday Loans in Oak Park, Michigan
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Terms usually do not exceed 4 weeks.
Payday loans in Oak Park, Michigan is are simple to access. The interest rate is individual for each applicant and depends on several aspects: age, income, loan amount needed, loan term, credit score, etc.
APR
369% APR*
Max Loan
600
Min Term
Not Specified
Max Term
31 days
Why people take out cash advances?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
A low credit rating doesn't have to stop you from applying for payday loans. They are one of the few short-term loan products offered to people with a bad credit score. Payday loan approvals depend very much on specific aspects. Lenders will look at your income and subtract all your expenses. Typically, your score won’t be affected by a payday loan, as long as you repay it in full and on time.
To get approved for a loan, you need to meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
If you are going to take out a cash advance loan, you can use an online calculator. It will show the exact APR of your loan.
APR Calculator
Other Payday Lenders in Oak Park, Michigan
COPOCO Community Credit Union
4265 Wilder Rd, Bay City, MI 48706, USA
+1 (989) 684-1873
www.copoco.org
Edward Jones - Financial Advisor: Rick Grisham, AAMS®
2407 I-75BL, Grayling, MI 49738, USA
+1 (989) 348-6964
www.edwardjones.com
Arbor Financial Credit Union
315 E St Joseph St, Paw Paw, MI 49079, USA
+1 (269) 657-2190
www.arborfcu.org
Flagstar Bank
43850 Schoenherr Rd, Sterling Heights, MI 48313, USA
+1 (586) 731-2638
www.flagstar.com
Citizens Bank Supermarket Branch
9968 E Grand River Rd, Brighton, MI 48116, USA
+1 (810) 225-2860
locations.citizensbank.com
