Welcome to Our Online Loan Referral Service

5 24 reviews

11610 US-23, Ossineke, MI 49766, USA
+1 (989) 471-2332
www.aaacu.com
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM
Thursday
8:30AM–5PM
Friday
8:30AM–6PM
Saturday
8:30AM–12PM
Sunday
Closed
Monday
8:30AM–5PM

Domain Info

Created Date

1996-02-23

Mailing Address

1100 S BAGLEY ST, ALPENA, MI, 49707-8104, United States

Company Name

Alpena, Alcona Area Credit Union

Alpena, Alcona Area Credit Union

Contact Data

[email protected]

+1.5173563577

+1.5173566906

Feedback about Alpena Alcona Area Credit Union?

Here you get acquainted with the feedback of our clients.

Great staff, efficient service.

Davion Quitzon

Charlene is extremely knowledgeable and has amazing customer service.

Danika Conn

Great people to work with for finances never let me down.

Prof. Denis Hand

Pay Attention

Further there will be shown the details about not a exact lender. The information below will tell about general information about payday loans and its specific features.

Payday Loans in Ossineke, Michigan

According to the definiftion, a payday loan is a loan issued for a short period: 2-3 weeks. A small amount is taken out: $100-$1,000.

Hassle-free financial products are considered as payday loans in Ossineke, mi. They are taken out at individual interest rates. They depend on personal data. It is also significant to repay as much payday loans as possible.

APR

369% APR*

Max Loan

600

Min Term

Not Specified

Max Term

31 days

How will Alpena Alcona Area Credit Union help take out a loan in Ossineke, Michigan?

  • 24/7 operation. Such Internet services allow you to credit funds at any time. Money are issued around the clock. The payday loan will be sent to a credit card, so a personal visit to the department is not required.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their clients. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee rejection.

What data to fill in in the application? - General Info

To submit an application, every customer should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to recieve an offer from one of the lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history is a unfavorable factor that is reviewed by financial institutions. Microfinance organizations in Ossineke, mi consider this circumstance not a drawback to issue a loan. The borrower of a payday loan should be prepared to objectively estimate financial abilities, take out a loan, pay off the debt on schedule and not only handle current difficulties, but improve the credit history.

The following common points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator shows the cost of the payday loan known as annual percentage rate.

APR Calculator

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Lake Michigan Credit Union

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Citizens Bank

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Community Financial Credit Union

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