Domain Info
Created Date
1996-02-23
Mailing Address
1100 S BAGLEY ST, ALPENA, MI, 49707-8104, United States
Company Name
Alpena, Alcona Area Credit Union
Alpena, Alcona Area Credit Union
Feedback about Alpena Alcona Area Credit Union?
Here you get acquainted with the feedback of our clients.
Great staff, efficient service.
Davion Quitzon
Charlene is extremely knowledgeable and has amazing customer service.
Danika Conn
Great people to work with for finances never let me down.
Prof. Denis Hand
Pay Attention
Further there will be shown the details about not a exact lender. The information below will tell about general information about payday loans and its specific features.
Payday Loans in Ossineke, Michigan
According to the definiftion, a payday loan is a loan issued for a short period: 2-3 weeks. A small amount is taken out: $100-$1,000.
Hassle-free financial products are considered as payday loans in Ossineke, mi. They are taken out at individual interest rates. They depend on personal data. It is also significant to repay as much payday loans as possible.
APR
369% APR*
Max Loan
600
Min Term
Not Specified
Max Term
31 days
How will Alpena Alcona Area Credit Union help take out a loan in Ossineke, Michigan?
- 24/7 operation. Such Internet services allow you to credit funds at any time. Money are issued around the clock. The payday loan will be sent to a credit card, so a personal visit to the department is not required.
- No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
- Online application. The application is filled out and processed much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
- High approval level. When it comes to small amounts, a positive decision comes up 98%.
- Availability. Banks impose more stringent requirements on their clients. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee rejection.
What data to fill in in the application? - General Info
To submit an application, every customer should fill in the following data:
Then submit an application to recieve an offer from one of the lending companies.
Why people issue payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill out in the application? - General Info
Bad credit history is a unfavorable factor that is reviewed by financial institutions. Microfinance organizations in Ossineke, mi consider this circumstance not a drawback to issue a loan. The borrower of a payday loan should be prepared to objectively estimate financial abilities, take out a loan, pay off the debt on schedule and not only handle current difficulties, but improve the credit history.
The following common points will be rated before applying for a loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
The calculator shows the cost of the payday loan known as annual percentage rate.
APR Calculator
Other Payday Lenders in Ossineke, Michigan
Genisys Credit Union
35790 Van Dyke Ave, Sterling Heights, MI 48312, USA
+1 (586) 978-0470
www.genisyscu.org
First Merchants Bank ATM
14500 Laplaisance Rd, Monroe, MI 48161, USA
+1 (800) 205-3464
www.firstmerchants.com
