Cityfinancial Payday Loans Review

Loan agency in Caledonia Township, Michigan

Organization owner?

1006 E M 21, Owosso, MI 48867, USA

+1 (989) 725-3020

What people think about Cityfinancial?

Below you get acquainted with some of the opinions of our customers.

The process was trouble-free, speedy. No paperwork needed. Thank you a lot. Love their round-the-clock customer support. No troubles. Would use again.

Ava Mayert

Yesterday I urgently needed cash to pay for a bike repair. I submitted an application form via the website of Cityfinancial. I entered the basic personal detailed. No phone calls. The desired loan was approved within 30 minutes. The money was sent to my bank account within 3 hours. Amazing website!

Ms. Ona Rosenbaum

I want to say Many Thanks to the employees of Cityfinancial. They offer immediate solution to any unexpected money issues. Love them for their quick approval. Applied for a cash advance and got accepted although my credit was not perfect. I will certainly use this website if I need money in the future.

Jillian Ernser

Important

Below you can read general information about payday loans and their common characteristics.

Payday Loans in Owosso, Michigan

A payday loan is a short-term loan that can help you deal with unexpected cash needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.

Payday loans in Owosso, Michigan is are easy to access. The APR is individual for each borrower and depends on several factors: age, income, loan amount needed, loan term, credit score, etc.

APR

369% APR*

Max Loan

600

Min Term

Not Specified

Max Term

31 days

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a bad credit score automatically disqualifies people from getting a bank loan. Payday loans give consumers with a bad credit score an increased chance to get approved for payday loans. A payday loan may be the only option available for some people to help them out of fix. If you take out such a loan, it is relevant that you always borrow within your capabilities and repay your loan commitments punctually.

To get accepted for a payday loan, you need to meet the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No ability to get a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans including mortgage

Rate your APR

This online calculator can be used to quickly calculate the APR. It’s easy to find out the precise cost of the cash advance loan even before applying.