Hometown Lending Payday Loans Review

Loan agency in Oakland County, Michigan

Organization owner?

104 S Washington St, Oxford, MI 48371, USA

+1 (248) 969-9000

Sunday

Closed

Monday

8AM–5PM

Tuesday

8AM–4PM

Wednesday

8AM–5PM

Thursday

8AM–4PM

Friday

8AM–5PM

Saturday

Closed

What people think about Hometown Lending?

Below you see some of the testimonials of our customers.

I got payday loan from Hometown Lending 3 times. Repaid all my loans on schedule. Today wanted to borrow more, but they approved me for only $100 ???

Dr. Nestor Powlowski

Interest too high. People usually take loans because they’re having a bad time. These loans put you further into debt. Maybe they should lower their interest rates a little…

Bridgette Pfannerstill

I got payday loan from Hometown Lending twice. Closed all my loans in a timely manner. Yesterday wanted to borrow more, but they approved me for only $300 ???

Jennifer Johnson I

This lender is a rip off. I will never use again. $20 goes towards loan and you keep $87 for interest.

Arnoldo Tremblay

Pay Attention

The above-given information provides the details about a definite company. The information below is about general information about payday loans.

Payday Loans in Oxford, New York

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Lending periods typically do not exceed 4 weeks.

Online cash advance loans can be the right solution to your short-term financial troubles in Oxford , New York because they are easily obtained and easily paid off. Your interest rate will depend on your state law or on the company's policy.

APR

25% small loan cap

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A low credit score doesn't have to stop you from applying for payday loans. They are one of the few easy loan products offered to applicants with a bad credit history. Payday loan approvals depend very much on specific aspects. Payday companies will check your income and subtract all your expenses. Typically, your score won’t be damaged by a payday loan, as long as you repay it in full and as agreed in the contract.

To get accepted for a cash advance, you have to comply with the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No ability to get a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans including mortgage

Rate your APR

Learn the APR right now. Use this online calculator to specify the definite cost of your payday loan. It only takes a couple of seconds to become informative even before applying.