What people think about Hometown Lending?
Below you see some of the testimonials of our customers.
I got payday loan from Hometown Lending 3 times. Repaid all my loans on schedule. Today wanted to borrow more, but they approved me for only $100 ???
Dr. Nestor Powlowski
Interest too high. People usually take loans because they’re having a bad time. These loans put you further into debt. Maybe they should lower their interest rates a little…
Bridgette Pfannerstill
I got payday loan from Hometown Lending twice. Closed all my loans in a timely manner. Yesterday wanted to borrow more, but they approved me for only $300 ???
Jennifer Johnson I
This lender is a rip off. I will never use again. $20 goes towards loan and you keep $87 for interest.
Arnoldo Tremblay
Pay Attention
The above-given information provides the details about a definite company. The information below is about general information about payday loans.
Payday Loans in Oxford, New York
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Lending periods typically do not exceed 4 weeks.
Online cash advance loans can be the right solution to your short-term financial troubles in Oxford , New York because they are easily obtained and easily paid off. Your interest rate will depend on your state law or on the company's policy.
APR
25% small loan cap
Why people take out payday loans?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
A low credit score doesn't have to stop you from applying for payday loans. They are one of the few easy loan products offered to applicants with a bad credit history. Payday loan approvals depend very much on specific aspects. Payday companies will check your income and subtract all your expenses. Typically, your score won’t be damaged by a payday loan, as long as you repay it in full and as agreed in the contract.
To get accepted for a cash advance, you have to comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
Learn the APR right now. Use this online calculator to specify the definite cost of your payday loan. It only takes a couple of seconds to become informative even before applying.
APR Calculator
Other Payday Lenders in Oxford, Michigan
Mercantile Bank of Michigan
201 W Wheatland Ave, Remus, MI 49340, USA
+1 (989) 967-3602
www.mercbank.com
Huntington Bank
1000 Carpenter Ave, Iron Mountain, MI 49801, USA
+1 (906) 774-0404
www.huntington.com
Principal Financial Group
7549 Old U.S. 31 Hwy, Petoskey, MI 49770, USA
+1 (231) 758-8112
www.principal.com
Kroger Money Services
1315 E Main St, Owosso, MI 48867, USA
+1 (989) 729-1355
moneyservices.kroger.com
Community Choice Credit Union
412 W Carleton Rd, Hillsdale, MI 49242, USA
+1 (877) 243-2528
www.communitychoicecu.com
