Welcome to Our Online Loan Referral Service

5 reviews

330 E Mitchell St, Petoskey, MI 49770, USA
+1 (231) 348-1800
www.firstcb.com
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
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Domain Info

Created Date

1996-07-31

Mailing Address

210 E MAIN ST, HARBOR SPRINGS, MI, 49740-1546, United States

Company Name

First Community Bank

First Community Bank

Contact Data

daniel.clarke@firstcb.com

+1.2315262114

+1.9999999999

Feedback about First Community Bank?

Here you get acquainted with the feedback of our clients.

Pay Attention

The first three points show the certain lending company. In other turn, below-specified info makes people grapple with shared information about payday loans.

Payday Loans in Petoskey, Michigan

A short-term lending option is considered as a payday loan. This is a kind of a financial product issued for 2,3 weeks. Available loan amounts range from $100-$1,000.

This financial product in Petoskey, Michigan is issued simply and quickly. The interest percentage is defined respecting the category of the client: the more loans are successfully repaid, the more reasonable terms will be guaranteed to you.

APR

369% APR*

Max Loan

600

Min Term

Not Specified

Max Term

31 days

How will First Community Bank help issue a payday loan in Petoskey, Michigan?

  • 24/7 service. Such online services allow you to credit funds at any time. Funds are issued day and night. The transfer will be sent to a credit card, so a personal visit to the store is not required.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their clients. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee rejection.

What data to fill out in the application? - General Info

To leave an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you should submit an application to get an offer from one of lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are declined a loan at bank, the cause may be a bad credit history. This is a factor reviewed when deciding to issue a loan. Lenders do not consider this factor the only one to take out a loan in Petoskey, Michigan. The company will assess many points to qualify such as solvency. Payday loans will be a way to enhance your bad credit rating into a favorable one.

The following general points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator defines the cost of the payday loan known as annual percentage rate.

APR Calculator

Other Payday Lenders in Petoskey, Michigan

Huntington Bank ATM

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www.huntington.com

Edward Jones - Financial Advisor: Denise R Moeckel

1220 W Parnall Rd Ste J, Jackson, MI 49201, USA

+1 (517) 768-7513

www.edwardjones.com

Astera Credit Union - DeWitt

14049 Lindsey Pvt Ln, Dewitt, MI 48820, USA

+1 (517) 323-3644

www.asteracu.com

PNC Bank

101 S Cochran Ave, Charlotte, MI 48813, USA

+1 (517) 334-1690

apps.pnc.com

State Savings Bank - Traverse City Bank

416 E Front St, Traverse City, MI 49686, USA

+1 (231) 943-2543

ssbankmi.com

University of Michigan Credit Union

333 E William St, Ann Arbor, MI 48104, USA

+1 (734) 662-8200

www.umcu.org

Check `n Go

10015 Joseph Campau Ave, Hamtramck, MI 48212, USA

+1 (313) 872-3000

locations.checkngo.com

ChoiceOne Bank

83 W Nepessing St, Lapeer, MI 48446, USA

+1 (810) 245-2950

www.choiceone.com

Lake Trust Credit Union

17350 Robbins Rd, Grand Haven, MI 49417, USA

+1 (888) 267-7200

www.laketrust.org

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