Welcome to Our Online Loan Referral Service

5 reviews

330 E Mitchell St, Petoskey, MI 49770, USA
+1 (231) 348-1800
www.firstcb.com
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM

Domain Info

Created Date

1996-07-31

Mailing Address

210 E MAIN ST, HARBOR SPRINGS, MI, 49740-1546, United States

Company Name

First Community Bank

First Community Bank

Contact Data

[email protected]

+1.2315262114

+1.9999999999

Feedback about First Community Bank?

Here you get acquainted with the feedback of our clients.

It so happened that it had to go to another city, but the salary had not yet arrived. A friend recommended me to address First Community Bank. I have not regretted. Yes, the rate is not small, but when an emergency arises, you don't have to choose.

Dameon Nitzsche

Good service with a reasonable rate. Money deposited immediately, I always use First Community Bank.

Prof. Hailey Krajcik

I have a problem with paying off a loan at another service. It is inconvenient to borrow from relativies. Therefore, I decided to address First Community Bank. They really helped.

Zechariah Lubowitz III

Thanks to the team of First Community Bank. Fast solution of the arisen problems, quick decision on the cash advance. I definitely recommend this service.

Connie Boyer

Pay Attention

The first three points show the certain lending company. In other turn, below-specified info makes people grapple with shared information about payday loans.

Payday Loans in Petoskey, Michigan

A short-term lending option is considered as a payday loan. This is a kind of a financial product issued for 2,3 weeks. Available loan amounts range from $100-$1,000.

This financial product in Petoskey, Michigan is issued simply and quickly. The interest percentage is defined respecting the category of the client: the more loans are successfully repaid, the more reasonable terms will be guaranteed to you.

APR

369% APR*

Max Loan

600

Min Term

Not Specified

Max Term

31 days

How will First Community Bank help issue a payday loan in Petoskey, Michigan?

  • 24/7 service. Such online services allow you to credit funds at any time. Funds are issued day and night. The transfer will be sent to a credit card, so a personal visit to the store is not required.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their clients. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee rejection.

What data to fill out in the application? - General Info

To leave an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you should submit an application to get an offer from one of lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are declined a loan at bank, the cause may be a bad credit history. This is a factor reviewed when deciding to issue a loan. Lenders do not consider this factor the only one to take out a loan in Petoskey, Michigan. The company will assess many points to qualify such as solvency. Payday loans will be a way to enhance your bad credit rating into a favorable one.

The following general points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator defines the cost of the payday loan known as annual percentage rate.

APR Calculator

Other Payday Lenders in Petoskey, Michigan

Awakon Federal Credit Union

20855 Washington St, Onaway, MI 49765, USA

+1 (989) 733-8557

www.ocfcu.net

Awakon Federal Credit Union

279 US-23, Rogers City, MI 49779, USA

+1 (989) 734-2772

awakonfcu.net

Eaton Community Bank

1401 S Main St, Eaton Rapids, MI 48827, USA

+1 (517) 663-1000

www.eaton.bank

Oxford Bank (Addison-Oaks Branch)

35 S Rochester Rd, Oakland Charter Township, MI 48363, USA

+1 (586) 752-4555

www.oxfordbank.com

Isabella Community Credit Union

2400 S Isabella Rd, Mt Pleasant, MI 48858, USA

+1 (866) 773-5927

www.iccuonline.com

Sturgis Bank

1001 S Centerville Rd, Sturgis, MI 49091, USA

+1 (269) 651-9379

www.sturgis.bank

Advance America

4407 Livernois, Detroit, MI 48210, USA

+1 (313) 899-4139

www.advanceamerica.net

Michigan Schools and Government Credit Union

24515 Little Mack Ave, St Clair Shores, MI 48080, USA

+1 (866) 674-2848

www.msgcu.org

PNC Bank

501 E Division St NE, Rockford, MI 49341, USA

+1 (616) 866-1589

apps.pnc.com

Top