Welcome to Our Online Loan Referral Service

3.7 9 reviews

67225 Gratiot Ave, Richmond, MI 48062, USA
+1 (586) 863-9353
www.fsb.bank
Friday
9AM–6PM
Saturday
9AM–12PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

Feedback about First State Bank?

Here you grapple with the reviews of our clients.

We've built great relationships with all of the staff at First State Bank.

Prof. Lucas Kutch

Worst customer service ever .

Eladio Herzog

I've done my banking there for several years it's a very good bank

Madelynn Bechtelar

Pay Attention

Lenders are shown in the first three points. Below info shows common information about payday loans.

Payday Loans in Richmond, Massachusetts

Payday loan is issued for a short span: 2-3 weeks. The provided loan amounts are $100-$1,000.

Payday loans in Richmond, Massachusetts are taken out problem-free. The interest rate depends on the client's personal data: if you cover obligations for more payday loans, the more favorable terms and rates lenders offer.

APR

23% small loan cap

How will First State Bank help take out a payday loan in Richmond, Massachusetts?

  • Day and night service. Night hours are the same working for online lending companies. You should not attend the chosen lender offline. The funds will be deposited to your card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online form with personal data. It will take several minutes to consider the form. The money are transferred in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill in in the application? - General Info

To leave an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get an offer from one of lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are denied a loan at bank, the cause may be a bad credit history. This is a factor processed when deciding to take out a loan. Payday lenders do not consider this factor the only one to take out a loan in Richmond, Massachusetts. The company will assess many points to qualify such as solvency. Payday loans will be a way to improve your bad credit rating into a favorable one.

The following common points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator clarifies the cost of the loan known as APR.

APR Calculator

Other Payday Lenders in Richmond, Michigan

Frankenmuth Credit Union Bridgeport Branch

5540 Dixie Hwy, Saginaw, MI 48601, USA

+1 (989) 497-1600

www.frankenmuthcu.org

PNC Bank

119 S Mears Ave, Whitehall, MI 49461, USA

+1 (231) 893-1715

apps.pnc.com

Blissfield State Bank

204 E Jefferson St, Blissfield, MI 49228, USA

+1 (517) 486-2151

www.blissfieldstatebank.com

Farmers Insurance Federal Credit Union

5665 N Kraft Lake Dr, Caledonia, MI 49316, USA

+1 (800) 877-2345

figfcu.org

Ameriprise Financial Services, Inc.

3270 Central Blvd, Hudsonville, MI 49426, USA

+1 (616) 797-0866

www.ameripriseadvisors.com

Independent Bank

1004 W Midland Rd, Auburn, MI 48611, USA

+1 (989) 662-4403

www.independentbank.com

PNC Bank

610 Lafayette Ave, Bay City, MI 48708, USA

+1 (989) 894-9344

apps.pnc.com

Superior National Bank

56788 Station Dr, Calumet Twp, MI 49913, USA

+1 (906) 482-0404

www.snb-t.com

Vibe Credit Union

44575 Twelve Mile Rd, Novi, MI 48377, USA

+1 (248) 735-9500

www.vibecreditunion.com

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