Welcome to Our Online Loan Referral Service

3.7 9 reviews

67225 Gratiot Ave, Richmond, MI 48062, USA
+1 (586) 863-9353
www.fsb.bank
Friday
9AM–6PM
Saturday
9AM–12PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM

Domain Info

Created Date

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Contact Data

Feedback about First State Bank?

Here you grapple with the reviews of our clients.

We've built great relationships with all of the staff at First State Bank.

Prof. Lucas Kutch

Worst customer service ever .

Eladio Herzog

I've done my banking there for several years it's a very good bank

Madelynn Bechtelar

Pay Attention

Lenders are shown in the first three points. Below info shows common information about payday loans.

Payday Loans in Richmond, Massachusetts

Payday loan is issued for a short span: 2-3 weeks. The provided loan amounts are $100-$1,000.

Payday loans in Richmond, Massachusetts are taken out problem-free. The interest rate depends on the client's personal data: if you cover obligations for more payday loans, the more favorable terms and rates lenders offer.

APR

23% small loan cap

How will First State Bank help take out a payday loan in Richmond, Massachusetts?

  • Day and night service. Night hours are the same working for online lending companies. You should not attend the chosen lender offline. The funds will be deposited to your card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online form with personal data. It will take several minutes to consider the form. The money are transferred in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill in in the application? - General Info

To leave an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get an offer from one of lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are denied a loan at bank, the cause may be a bad credit history. This is a factor processed when deciding to take out a loan. Payday lenders do not consider this factor the only one to take out a loan in Richmond, Massachusetts. The company will assess many points to qualify such as solvency. Payday loans will be a way to improve your bad credit rating into a favorable one.

The following common points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator clarifies the cost of the loan known as APR.

APR Calculator

Other Payday Lenders in Richmond, Michigan

Fifth Third Bank & ATM

4747 Haggerty Rd, West Bloomfield Township, MI 48323, USA

+1 (248) 624-8999

locations.53.com

CheckSmart

46050 Michigan Ave, Canton, MI 48188, USA

+1 (734) 495-0523

www.ccfi.com

PNC Bank

402 N Main St, Almont, MI 48003, USA

+1 (810) 798-8558

apps.pnc.com

Motor City Pawn Brokers

22100 Van Dyke Ave, Warren, MI 48066, USA

+1 (586) 758-2274

www.motorcitypawnbrokers.com

Chase Bank

4249 Lake St, Bridgman, MI 49106, USA

+1 (269) 465-5789

Honor Credit Union - Niles

1010 Moore Dr, Niles, MI 49120, USA

+1 (269) 684-6900

www.honorcu.com

Walmart Money Center

8917 34 Rd, Cadillac, MI 49601, USA

+1 (231) 775-8778

www.walmart.com

ChoiceOne Bank

3 N Main St, Yale, MI 48097, USA

+1 (810) 387-3229

www.choiceone.com

Edward Jones - Financial Advisor: Nathan A Brown, AAMS®|CRPC®|CRPS®

68844 Broadus St, Sturgis, MI 49091, USA

+1 (269) 319-6184

www.edwardjones.com

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