Welcome to Our Online Loan Referral Service

4.2 6 reviews

4850 Bay Rd, Saginaw, MI 48604, USA
+1 (989) 799-0070
www.independentbank.com
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–6PM
Saturday
9AM–12PM

Domain Info

Created Date

1997-10-14

Mailing Address

Company Name

Contact Data

Feedback about Independent Bank?

Here you read the feedback of our clients.

Great hours for working 9-5 people.

Dr. Candido Lind

Close to shopping center

Nathen Wilkinson

I like the fact you can deposit cash and checks at their atm.

Bertram Gibson

Pay Attention

Further there will be presented the details about not a certain lender. The information below will tell about common information about payday loans and its specific features.

Payday Loans in Saginaw, Alabama

According to the definiftion, a payday loan is a loan issued for a short time span: 2-3 weeks. A small loan is issued: $100-$1,000.

Hassle-free financial products are known as payday loans in Saginaw, al. They are taken out at individually-set interest rates. They depend on personal data. It is also important to pay back as much payday loans as possible.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

How will Independent Bank help issue a payday loan in Saginaw, Alabama?

  • 24/7 operation. Such Internet services allow you to receive funds at any time. Money are issued day and night. The loan will be sent to a card, so a personal visit to the office is not necessary.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their customers. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee denial.

What data to fill out in the application? - General Info

To leave an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you should submit an application to get an offer from one of payday lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history if one of reasons to reject the loan. Lenders do not consider this factor the only one to issue a loan in Saginaw, Alabama. They estmate many other factors before taking out a loan. One of them is solvency. This is a way to enhance your credit rating.

The following common points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to know the annual percentage rate of the loan, you are welcome to apply the calculator. It will define the cost of the cash advance.

APR Calculator

Other Payday Lenders in Saginaw, Michigan

Commercial Bank

629 W State St, Hastings, MI 49058, USA

+1 (269) 945-9561

www.commercial-bank.com

Huntington Bank

39520 Woodward Ave, Bloomfield Hills, MI 48304, USA

+1 (248) 258-5300

www.huntington.com

Huntington Bank ATM

2160 Hartland Rd, Hartland, MI 48353, USA

www.huntington.com

Stephanie Gesino - Mortgage Advisor - United Federal Credit Union

9097 US Highway 31, Berrien Springs, MI 49103, USA

+1 (269) 982-6769

unitedfcu.com

Advance America

2271 Fort St, Lincoln Park, MI 48146, USA

+1 (313) 294-9130

www.advanceamerica.net

Fifth Third Bank & ATM

54985 Van Dyke Ave, Shelby Township, MI 48316, USA

+1 (586) 697-8053

locations.53.com

Southern Michigan Bank & Trust

5350 Beckley Rd, Battle Creek, MI 49015, USA

+1 (269) 979-8822

www.smb-t.com

Huntington Bank

1318 E Bristol Rd, Burton, MI 48529, USA

+1 (810) 743-9675

www.huntington.com

ChoiceOne Loan Office

12900 Hall Rd Ste 402, Sterling Heights, MI 48313, USA

www.choiceone.com

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