Welcome to Our Online Loan Referral Service

3.7 3 reviews

5500 Dixie Hwy, Saginaw, MI 48601, USA
+1 (989) 777-1661
www.independentbank.com
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–6PM
Saturday
9AM–12PM

Domain Info

Created Date

1997-10-14

Mailing Address

Company Name

Contact Data

What people think about Independent Bank?

Below you read some of the opinions of our customers.

Was invited to a gender party but was empty at that time. A friend recommended me to contact Independent Bank. And I did. This was the right decision! Yes, the APR was high but I believe it’s because I had low credit. In general, The process was trouble free.

Miss Etha Ziemann

I applied for the first cash advance in my life, was approved immediately despite the fact that I had low credit score. I repaid it early. Love this company for their reasonable rates. Other lenders in my area charge sky high interest!

Tad Will

I applied for a $1,000 loan when I needed money after vacation. There simply was no other way out. I came across this lender on the Internet. Other lender charged sky high rates. One lender declined me, another approved me for a smaller amount but here it got as much as I needed.

Teresa Conroy Jr.

I always use Independent Bank when it need a cash advance. The application process is quick. No issues.

Alexandrine Crist V

Important

Now you can read general features of payday loans.

Payday Loans in Saginaw, Alabama

A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts typically range from $100 to $1,000.

Online cash advance loans can be the easiest solution to your sudden financial difficulties in Saginaw , Alabama because they are easily approved and easily paid off. Your interest rate will depend on your state law or on the payday lender's policy.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Bad credit score can typically be an obstacle to taking out a bank loan. A payday loan can rescue individuals who have low credit scores or have no credit history. But we recommend you that as with any borrowing you should only consider applying for a cash advance if you are sure that you can make payments as agreed in the contract.

To get approved for a cash advance, you have to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Learn the annual percentage rate right now. Use this online calculator to specify the real cost of your payday loan. It only takes 20 seconds to become informative even before applying.

APR Calculator

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