Welcome to Our Online Loan Referral Service


5424 State St, Saginaw, MI 48603, USA
+1 (989) 596-7500
Sunday
Closed
Monday
9AM–5:30PM
Tuesday
9AM–5:30PM
Wednesday
9AM–5:30PM
Thursday
9AM–5:30PM
Friday
9AM–5:30PM
Saturday
9AM–12PM

Feedback about 1st State Bank?

Here you grapple with the feedback of our customers.

Good service with a favorable percentage. Money deposited immediately, I always use 1st State Bank.

Tracey Osinski

want to express my deep gratitude to 1st State Bank for believing my case. I had some issues with a credit score, but this company helped me and took out a loan.

Mr. Darrel Stokes V

want to express my deep gratitude to 1st State Bank for believing my case. I had some problems with a credit rating, but this company helped me out and issued a loan.

Mrs. Tianna Jerde II

Pay Attention

Above there are details about a certain lending company. Below every user may grapple with the common features of payday loans.

Payday Loans in Saginaw, Alabama

According to the definiftion, a payday loan is a lending option issued for a short time span: 2-3 weeks. A small loan is issued: $100-$1,000.

Problem-free financial products are considered as payday loans in Saginaw, al. They are issued at individually-set interest rates. They depend on personal data. It is also significant to pay back as much payday loans as possible.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

How will 1st State Bank help take out a payday loan in Saginaw, Alabama?

  • 24/7 service. Such Internet services allow you to receive funds at any time. Funds are issued around the clock. The deposit will be sent to a card, so a personal visit to the store is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their clients. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee denial.

What data to fill in in the application? - General Info

To submit an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and get the offer.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are refused a loan at bank, the reason may be a bad credit history. This is a factor reviewed when deciding to issue a loan. Payday lenders do not consider this factor the only one to issue a loan in Saginaw, Alabama. The company will assess many points to qualify such as solvency. Cash advance will be a way to improve your bad credit rating into a favorable one.

The following general points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is intended to calculating the annual percentage rate. This is a real cost of the loan.

APR Calculator

Other Payday Lenders in Saginaw, Michigan

Walmart Money Center

Okemos, MI 48864, USA

www.walmart.com

Flagstar Bank

13427 15 Mile Rd, Sterling Heights, MI 48312, USA

+1 (586) 268-3230

www.flagstar.com

Range Bank

345 S Carpenter Ave, Kingsford, MI 49802, USA

+1 (906) 776-0902

www.rangebank.com

Northwestern Mutual Financial

131 E Columbia Ave # 211, Battle Creek, MI 49015, USA

+1 (269) 969-9683

www.northwesternmutual.com

4Front Credit Union

308 N Lake St, Boyne City, MI 49712, USA

+1 (800) 765-0110

www.4frontcu.com

TIAA Financial Services

2090 Commonwealth Blvd, Ann Arbor, MI 48105, USA

+1 (888) 488-3410

locations.tiaa.org

Lake Superior Credit Union

801 River St, Ontonagon, MI 49953, USA

+1 (906) 884-2069

www.lscu.virtualcu.net

Kroger Money Services

1550 W Lake Lansing Rd, East Lansing, MI 48823, USA

+1 (517) 351-9361

moneyservices.kroger.com

ELGA Credit Union Burton

2303 S Center Rd, Burton, MI 48519, USA

+1 (810) 715-3542

www.elgacu.com

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