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4.9 47 reviews
Loan agency in St. Clair Shores, Michigan

31386 Harper Ave, St Clair Shores, MI 48082, USA
15 years in business
+1 (586) 415-9535
www.advanceamerica.net
Wednesday
10AM–6PM
Thursday
10AM–6PM
Friday
9AM–6PM
Saturday
10AM–2PM
Sunday
Closed
Monday
10AM–6PM
Tuesday
Closed

Domain Info

Created Date

1999-08-09

Mailing Address

South Carolina, United States

Company Name

AARC, LLC.

AARC, LLC.

Contact Data

Feedback about Advance America?

Here you read the reviews of our customers.

Awesome service friendly staff make you feel comfortable and welcomed.

Kristina Hettinger

Awesome people at this location!!!!!

Magali Shanahan

Patient and appreciative of the employees and their customers.

Darlene Kunze

Good place to go when u don't have perfect credit and need transportation

Effie Conn PhD

Royally screwed over my family

Dr. Vita Rau

WAY TO GO Superior Auto will always have me as a proud customer

Lane Williamson

Pay Attention

Further there will be presented the details about not a exact lender. The information below will define common information about payday loans and its specific features.

Payday Loans in Saint Clair Shores, Michigan

Payday loan is taken out for a short span: 2-3 weeks. The offered loan amounts are $100-$1,000.

Such financial products as payday loan in Saint Clair Shores, Michigan is issued easily and fast for a short term: 2-3 weeks. The interest rates are set on an individual basis concerning on the personal data: the more payday loans you pay back off, the more reasonable rates a client will recieve.

APR

369% APR*

Max Loan

600

Min Term

Not Specified

Max Term

31 days

How will Advance America help issue a payday loan in Saint Clair Shores, Michigan?

  • 24/7 service. Such online services allow you to receive funds at any time. Money are taken out around the clock. The deposit will be sent to a card, so a personal visit to the office is not required.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their customers. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee rejection.

What data to fill in in the application? - General Info

To submit an application, every customer should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

A negative factor reviewed by financial institutions is called as bad credit history. But this obstacle is not taken as the only one by microfinance organizations to take out a cash advance. The lender process many aspects such as financial abilities to approve the request. Cash advance in Saint Clair Shores, Michigan may help enhance your credit score.

The following general points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to calculate the APR of the payday loan, you are welcome to apply the calculator. It will determine the cost of the cash advance.

APR Calculator

Other Payday Lenders in Saint Clair Shores, Michigan

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+1 (231) 723-7778

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First State Bank

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+1 (586) 863-9351

www.fsb.bank

Comerica Bank

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+1 (517) 456-4118

locations.comerica.com

1 Hour Car Title Loans Pontiac

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Edward Jones - Financial Advisor: Eva L Trudell

65 S Main St Suite 101, Rockford, MI 49341, USA

+1 (616) 884-0373

www.edwardjones.com

Huntington Bank

11100 E Jefferson Ave, Detroit, MI 48214, USA

+1 (313) 264-6309

www.huntington.com

ChoiceOne Bank

590 E Division St NE, Rockford, MI 49341, USA

+1 (616) 887-7366

www.choiceone.com

Cashway Financial

4076 E Grand River Rd, Howell, MI 48843, USA

+1 (517) 545-0300

OneMain Financial

4334 Bay Rd, Saginaw, MI 48603, USA

+1 (989) 790-9000

www.onemainfinancial.com

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