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1 2 reviews

720 Pleasant St, St Joseph, MI 49085, USA
+1 (269) 983-8089
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed

Feedback about Chemical Bank?

Here you get acquainted with the feedback of our clients.

The staff are terribly unhelpful, even to the point of being outright RUDE.

Alexie Crooks

Bad bad customer service

Dr. Milton Rutherford Sr.

Pay Attention

Above-specified info provides the details about a certain lender. Below-specified info is devoted to shared information about payday loans.

Payday Loans in Saint Joseph, Tennessee

According to the definiftion, a payday loan is a loan taken out for a short term: 2-3 weeks. A small amount is approved: $100-$1,000.

This financial product in Saint Joseph, Tennessee is issued simply and fast. The interest rate is defined depending on the category of the customer: the more loans are successfully paid off, the more attractive terms will be ensured to you.

APR

460%*

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will Chemical Bank help take out a loan in Saint Joseph, Tennessee?

  • Day and night service. Night hours are the same working for online payday lenders. You should not attend the chosen lender offline. The funds will be deposited to your card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with customer data. It will take some minutes to process the form. The money are credited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill in in the application? - General Info

To submit an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to get an offer from one of the lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are denied a loan at bank, the cause may be a bad credit history. This is a factor reviewed when deciding to take out a cash advance. Payday lenders do not consider this factor the only one to take out a loan in Saint Joseph, Tennessee. The company will assess many points to qualify such as solvency. Cash advance will be a source to improve your bad credit score into a favorable one.

The following general points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator shows the cost of the payday loan known as annual percentage rate.

APR Calculator

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Fifth Third Bank & ATM

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Macatawa Bank

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Union Bank

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Citizens Bank Supermarket Branch

22385 Pontiac Trail, South Lyon, MI 48178, USA

+1 (248) 486-1059

locations.citizensbank.com

ChoiceOne Bank

30 W Burnside Rd, Fostoria, MI 48435, USA

+1 (810) 793-6311

www.choiceone.com

North Central Area Credit Union

505 Clyde St, Grayling, MI 49738, USA

+1 (989) 910-5135

ncacu.org

Vibe Credit Union

6580 Dixie Hwy, Village of Clarkston, MI 48346, USA

+1 (248) 735-9500

www.vibecreditunion.com

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