Welcome to Our Online Loan Referral Service

3.8 4 reviews

29 Church St, Saranac, MI 48881, USA
+1 (616) 642-9406
www.independentbank.com
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
9AM–12PM
Sunday
Closed
Monday
9AM–5PM

Domain Info

Created Date

1997-10-14

Mailing Address

Company Name

Contact Data

What people think about Independent Bank?

Below you read some of the reviews of our customers.

Seems a fraudulent company. They ask for too many personal data. I think it’s dangerous to spread such information [online|on the Internet. You’d better find another service.

Dr. Providenci Keebler MD

Unsatisfied borrower! Was refused for no reason. My credit was fair.

Miss Savanna Keeling

Seems a fake website. They ask for too many sensitive details. I think it’s dangerous to submit such data [online|on the Internet. You’d better find another lender.

Verona Price

Important

The previous three items describe a specific company. But below you can read general information about payday loans.

Payday Loans in Saranac, New York

Payday loans are short-term loans originally designed to tide consumers over until payday. You can typically borrow from $100 to $1,000.

Payday loans in Saranac, New York is are simple to access. The interest rate is specific for each borrower and depends on several aspects: age, income, loan amount needed, loan term, credit score, etc.

APR

25% small loan cap

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit score doesn't have to stop you from applying for payday loans. They are one of the few short-term loan products available to clients with a bad credit score. Payday loan approvals depend very much on other factors. Payday companies will look at your income and subtract all your expenses. Typically, your score won’t be damaged by a payday loan, as long as you repay it in full and on scheduled.

To get accepted for a payday loan, you have to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

This online calculator was created to quickly calculate the annual percentage rate. It’s easy to find out the precise cost of the loan even before applying.

APR Calculator

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