Welcome to Our Online Loan Referral Service

4.2 16 reviews

35790 Van Dyke Ave, Sterling Heights, MI 48312, USA
+1 (586) 978-0470
www.genisyscu.org
Sunday
Closed
Monday
9AM–5:30PM
Tuesday
9AM–5:30PM
Wednesday
9AM–5:30PM
Thursday
9AM–5:30PM
Friday
9AM–5:30PM
Saturday
9AM–1PM

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

Feedback about Genisys Credit Union?

Here you see the feedback of our clients.

Have many money options with excellent rates.

Dorothea Hammes Jr.

Highly recommend banking here.

Miss Therese Shanahan

I'm not upset I got declined, I know my credit is not at it's best.

Nelson Homenick

Pay Attention

The first three points show the certain lending company. In other turn, below-specified info makes users get acquainted shared information about payday loans.

Payday Loans in Sterling Heights, Michigan

Payday loans are a kind of loans taken out by payday lending company to individuals for a short period of time - usually 2 to 3 weeks. It is issued a small amount: $100-$1,000.

Problem-free financial products are considered as payday loans in Sterling Heights, mi. They are taken out at individual interest rates. They are dependent on customer's data. It is also important to repay as much payday loans as possible.

APR

369% APR*

Max Loan

600

Min Term

Not Specified

Max Term

31 days

How will Genisys Credit Union help issue a payday loan in Sterling Heights, Michigan?

  • 24/7 service. Such online services allow you to receive funds at any time. Funds are issued around the clock. The deposit will be sent to a credit card, so a personal visit to the office is not necessary.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their customers. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to customers. The presence of minor delays and a bad credit does not guarantee rejection.

What data to fill out in the application? - General Info

To submit an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and recieve the decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history if one of reasons to refuse the loan. Lenders do not consider this factor the only one to issue a loan in Sterling Heights, Michigan. They estmate many other factors before issuing a cash advance. One of them is solvency. This is a way to enhance your credit rating.

The following common points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is meant for calculating the annual percentage rate. This is a real cost of the payday loan.

APR Calculator

Other Payday Lenders in Sterling Heights, Michigan

X-Tra Cash

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+1 (269) 687-9999

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Thumb Bank & Trust

7254 E Michigan Ave, Pigeon, MI 48755, USA

+1 (989) 453-3113

www.thumb.bank

Cash Now

21319 Gratiot Ave, Eastpointe, MI 48021, USA

+1 (810) 720-3668

Fifth Third Bank & ATM

7500 E Michigan 36, Hamburg Township, MI 48139, USA

+1 (810) 231-3900

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CASE Credit Union

1701 Hamilton Rd, Okemos, MI 48864, USA

+1 (517) 393-7710

www.casecu.org

Advance America

18345 Plymouth Rd, Detroit, MI 48228, USA

+1 (313) 270-2966

www.advanceamerica.net

Chase Bank

25800 Coolidge Hwy, Huntington Woods, MI 48070, USA

+1 (248) 542-4100

locator.chase.com

Michigan Schools and Government Credit Union

2356 Metro Pkwy, Sterling Heights, MI 48310, USA

+1 (866) 674-2848

www.msgcu.org

Check `n Go

11962 Saginaw St, Mt Morris, MI 48458, USA

+1 (810) 893-7721

locations.checkngo.com

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