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4.2 16 reviews

35790 Van Dyke Ave, Sterling Heights, MI 48312, USA
+1 (586) 978-0470

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Feedback about Genisys Credit Union?

Here you see the feedback of our clients.

Have many money options with excellent rates.

Dorothea Hammes Jr.

Highly recommend banking here.

Miss Therese Shanahan

I'm not upset I got declined, I know my credit is not at it's best.

Nelson Homenick

Pay Attention

The first three points show the certain lending company. In other turn, below-specified info makes users get acquainted shared information about payday loans.

Payday Loans in Sterling Heights, Michigan

Payday loans are a kind of loans taken out by payday lending company to individuals for a short period of time - usually 2 to 3 weeks. It is issued a small amount: $100-$1,000.

Problem-free financial products are considered as payday loans in Sterling Heights, mi. They are taken out at individual interest rates. They are dependent on customer's data. It is also important to repay as much payday loans as possible.


369% APR*

Max Loan


Min Term

Not Specified

Max Term

31 days

How will Genisys Credit Union help issue a payday loan in Sterling Heights, Michigan?

  • 24/7 service. Such online services allow you to receive funds at any time. Funds are issued around the clock. The deposit will be sent to a credit card, so a personal visit to the office is not necessary.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their customers. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to customers. The presence of minor delays and a bad credit does not guarantee rejection.

What data to fill out in the application? - General Info

To submit an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and recieve the decision.

Why people take out payday loans?


Utility Bills


Healthcare Bills




Car Repair



What data to fill out in the application? - General Info

Bad credit history if one of reasons to refuse the loan. Lenders do not consider this factor the only one to issue a loan in Sterling Heights, Michigan. They estmate many other factors before issuing a cash advance. One of them is solvency. This is a way to enhance your credit rating.

The following common points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate


Lower than Average


  • No way to issue a loan
  • No ability to rent a room
Average Rate


High Rate


  • 80% of loan approval
  • Apply for all loan types
Great Score


Perfect Score


  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is meant for calculating the annual percentage rate. This is a real cost of the payday loan.

APR Calculator

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Cash Now

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Fifth Third Bank & ATM

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CASE Credit Union

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Advance America

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Chase Bank

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+1 (248) 542-4100


Michigan Schools and Government Credit Union

2356 Metro Pkwy, Sterling Heights, MI 48310, USA

+1 (866) 674-2848


Check `n Go

11962 Saginaw St, Mt Morris, MI 48458, USA

+1 (810) 893-7721