Welcome to Our Online Loan Referral Service

2.8 18 reviews

34642 Van Dyke Ave, Sterling Heights, MI 48312, USA
+1 (586) 466-7800
www.freestarfinancial.com
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
10AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed

Domain Info

Created Date

2016-01-22

Mailing Address

Michigan, United States

Company Name

FreeStar Financial Credit Union

FreeStar Financial Credit Union

Contact Data

Feedback about FreeStar Financial Credit Union?

Here you read the reviews of our customers.

Helped me get into the right financial products for me and my family.

Buddy Gulgowski

Branch visits are generally a good experience but can be slow if they're busy.

Dorothea Bradtke

Stop fixing what wasn't broken, because now it is broken.

Mr. Jarrod Pollich

Pay Attention

Above-defined info provides the details about a exact lender. Below-shown info is devoted to common information about payday loans.

Payday Loans in Sterling Heights, Michigan

According to the definiftion, a payday loan is a lending option taken out for a short time span: 2-3 weeks. A small amount is taken out: $100-$1,000.

Problem-free financial products are known as payday loans in Sterling Heights, mi. They are issued at individually-set interest rates. They are dependent on customer's data. It is also significant to repay as much payday loans as possible.

APR

369% APR*

Max Loan

600

Min Term

Not Specified

Max Term

31 days

How will FreeStar Financial Credit Union help issue a loan in Sterling Heights, Michigan?

  • Round the clock service. Every customer may address the service round the clock. The borrowed funds will be credited to bank account. You won't be asked to visit any department.
  • No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill out an online application only. It will be reviewed in a matter of minutes. The money are transferred in 24 business hours.
  • Fast and high approval level. The positive answer counts almost 98%.
  • Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low credit rating won't be a hindrance to take out a payday loan from online lenders.

What data to fill out in the application? - General Info

To leave an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and recieve an offer.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the reason of denial for a loan is a bad credit history. This factor is assessed by microfinance organizations before issuing a loan. But banks almost 100% refuse the request when lenders in Sterling Heights, mi will assess other aspects like solvency and approve a loan. This is a way to improve your credit score.

The following common points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator defines the cost of the loan known as annual percentage rate.

APR Calculator

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