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1.5 2 reviews

4011 Eastern Sky Dr, Traverse City, MI 49684, USA
+1 (231) 995-5540
www.independentbank.com
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5:30PM
Saturday
9AM–12PM

Domain Info

Created Date

1997-10-14

Mailing Address

Company Name

Contact Data

Feedback about Independent Bank?

Here you get acquainted with the feedback of our customers.

Fare prices great custamer service can't wait intell i can go there again.!!!!!

Vance Cummings

Fair trade in prices friendly service and all that jazz.

Jamaal Rutherford

Beyond fair prices on tons of cool stuff.

Monty Purdy

This outfit is a scam, find a reputable collection agency to work with.

Prof. Toney Feeney

Paid off debt with no receipt promised by them.

Miss America Turcotte

I have never received any mail or phone call from this company about this debt.

Prof. Elisa Becker

Pay Attention

Lending companies are described in the first three points. Below info shows common information about payday loans.

Payday Loans in Traverse City, Michigan

Payday loans are a type of loans taken out by payday lender to people for a short period of time - usually several weeks. It is issued a small amount: $100-$1,000.

Such financial products as payday loan in Traverse City, Michigan is issued easily and quickly for a short term: 2-3 weeks. The interest rates are set on an individual basis depending on the personal data: the more cash advance you pay back off, the more favorable rates a borrower will recieve.

APR

369% APR*

Max Loan

600

Min Term

Not Specified

Max Term

31 days

How will Independent Bank help take out a payday loan in Traverse City, Michigan?

  • Day and night service. Night hours are the same working for online lending companies. You should not attend the chosen lender offline. The funds will be transferred to your bank account.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online form with person-related data. It will take some minutes to process the application. The funds are transferred in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill in in the application? - General Info

To submit an application, every customer should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are declined a loan at bank, the reason may be a bad credit history. This is a factor processed when deciding to issue a cash advance. Payday lenders do not consider this factor the only one to issue a loan in Traverse City, Michigan. The company will estimate many points to qualify such as solvency. Cash advance will be a way to improve your bad credit rating into a favorable one.

The following general points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is intended to calculating the APR. This is a exact cost of the loan.

APR Calculator

Other Payday Lenders in Traverse City, Michigan

CASE Credit Union

4316 S Pennsylvania Ave, Lansing, MI 48910, USA

+1 (517) 393-7710

www.casecu.org

Lake-Osceola State Bank

133 E. Main St., Walkerville, MI 49459, USA

+1 (231) 873-3453

www.losb.com

Cash Store

740 S, US-131 Ste 6, Three Rivers, MI 49093, USA

+1 (269) 278-8600

www.cashstore.com

Sturgis Bank

1001 S Centerville Rd, Sturgis, MI 49091, USA

+1 (269) 651-9379

www.sturgis.bank

Cash Store

G4189 Corunna Rd, Flint, MI 48532, USA

+1 (810) 230-0720

www.cashstore.com

Chemical Bank

2600 S Cleveland Ave, St Joseph, MI 49085, USA

+1 (269) 428-3321

First National Bank of Michigan

141 Ionia Ave NW, Grand Rapids, MI 49503, USA

+1 (616) 242-6500

www.fnbmichigan.com

Devereaux Financial Services

26520 Grand River Ave, Redford Charter Twp, MI 48240, USA

+1 (313) 255-8807

Edward Jones - Financial Advisor: Michael J Staudacher, AAMS®

205 Center Ave, Bay City, MI 48708, USA

+1 (989) 893-2800

www.edwardjones.com

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